3560 Radford Cir, Chesapeake, VA 23321 Property Records

Chesapeake City property record for 3560 Radford Cir, Chesapeake, VA 23321

Property Summary

Property Type	Townhouse
Details	2 bd · 1.5 ba · 1,186 sqft · built 1984
Lot Size	0.092 acres (4,008 sqft)
Owner	Individual Name on File
Last Sale	$146,000 (Oct 2020)
Tax Bill	$2,080 (2025)
Deeds & Mortgages	Oct 2020 Second Mortgage Oct 2020 Sale & Mortgage + 2 more
APN	`0056005000670`

Property Details

APN / Parcel Number

Primary APN	`0056005000670`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,186 sqft Living Area
1st Floor Area	586 sqft
Upper Floors Area	600 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2020
Architectural Style	Townhouse
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,008 sqft (0.092 acres)
Lot Dimensions	37 ft deep x 124 ft wide
Porch	Open Porch
Patio Area	134 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3560 RADFORD CIR
City	CHESAPEAKE
State	VA
Zip	23321-4742
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	RTH1: RESI
Legal Description	191 SILVERWOOD OAKS SEC TWO PART THREE
Legal Subdivision	SILVERWOOD OAKS
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21602

Owner

3560 Radford Cir, a townhouse, is owned and occupied by an individual who bought it in October 2020.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OVM FINANCIAL INC
Oct 20, 2020	Warranty Deed, Transfer · FHA Mortgage OVM FINANCIAL INC
Mar 3, 2017	Special Warranty Deed, Transfer · Commercial Mortgage TOWNEBANK
Feb 6, 2017	Special Warranty Deed, Foreclosure ATLANTIC SETTLEMENT GROUP LLC, ATLANTIC LAW GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	Mar 3, 2017 · Amount on File
Deed Document Number	202038658
Deed Book / Page	10240 / 846
Prior Transfer Date	Oct 25, 2016
Prior Transfer Doc	9720/505
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	10240/864
Date	Oct 20, 2020
Book Page	10240/864
Instrument	200038660

Lender

Name	OVM FINANCIAL INC

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Oct 20, 2020
Property Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742
Document Number	10240/846
Book / Page	10240 / 846
Instrument Date	Oct 12, 2020
Instrument	200038658
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ROCK TITLE INC, ROCKET TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742

Mortgage

Document Number	200038659
Date	Oct 20, 2020
Instrument	200038659

Lender

Name	OVM FINANCIAL INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

March 2017: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Mar 3, 2017
Property Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742
Document Number	9761/1779
Book / Page	9761 / 1779
Instrument Date	Mar 1, 2017
Instrument	170006068
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	TRUE NORTH TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3207 CHURCHLAND BLVD, CHESAPEAKE, VA 23321-5205

Mortgage

Document Number	170006069
Date	Mar 3, 2017
Instrument	170006069

Lender

Name	TOWNEBANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

February 2017: Special Warranty Deed, Foreclosure

Document Type	Special Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 6, 2017
Property Address	3560 RADFORD CIR, CHESAPEAKE, VA 23321-4742
Document Number	9752/1820
Book / Page	9752 / 1820
Instrument Date	Nov 2, 2016
Instrument	170003489
Transaction Type	Foreclosure
Record Updated	Sep 20, 2021
Title Company	ATLANTIC SETTLEMENT GROUP LLC, ATLANTIC LAW GROUP LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2401 NW 23RD ST, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 3560 Radford Cir was $2,080.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,400 (+7.53%) Land $95,000 Building $126,400	$221,400 (+7.53%) Land $95,000 Building $126,400
2025	$2,080.00	$205,900 Land $80,000 Building $125,900	$205,900 Land $80,000 Building $125,900
2023		$175,400 (+17.88%) Land $65,000 Building $110,400	$175,400 (+17.88%) Land $65,000 Building $110,400
2022		$148,800 Land $50,000 Building $98,800	$148,800 Land $50,000 Building $98,800
2019	$1,187.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 3560 Radford Cir; 5 flood insurance policies are in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3560 Radford Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.6% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - WESTERN BRANCH SYS serves 32,326 people · EPA ID VA3550050
Water Source	Purchased surface water from CITY OF PORTSMOUTH
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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