3560 Mountain Ter, Valdese, NC 28690 Property Records

Burke County property record for 3560 Mountain Ter, Valdese, NC 28690

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,275 sqft · built 1978
Lot Size	2.08 acres (90,605 sqft)
Owner	2 Individual Names on File
Last Sale	$347,500 (Apr 2021)
Tax Bill	$2,353 (2025)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Feb 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2732944672`

Property Details

APN / Parcel Number

Primary APN	`2732944672`
Alternative APN	`30493`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,275 sqft Living Area
1st Floor Area	1,019 sqft
Basement Area	143 sqft
Finished Basement	603 sqft
Flooring	Tile
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2006
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Asphalt
Lot Area	90,605 sqft (2.08 acres)
Garage Type	Attached
Garage Area	396 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Area	512 sqft
Pool House	84 sqft
Deck Area	797 sqft
Patio Area	216 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3560 MOUNTAIN TER
City	VALDESE
State	NC
Zip	28690-9101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	3560 MOUNTAIN TER VALDESE, NC 28690
Jurisdiction	BURKE NC
Township / Civil Division	LOVELADY
Census Block Group	3
Census Block	3007
Census Tract	21201

Owner

Source: Burke County records · APN 2732944672

Assessment roll updated September 25, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24224 PRESTON WOODS WAY, FORT MILL, SC 29707-6306
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 08, 2021	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Feb 14, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROUNDPOINT MORTGAGE SERVICING CORP
Jan 11, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 08, 2021 · Amount on Record
Deed Sale	Apr 08, 2021 · Amount on Record
Prior Sale	May 01, 2013 · Amount on Record
Deed Document Number	20213939
Deed Book / Page	2532 / 70
Prior Transfer Date	Jan 05, 2017
Prior Transfer Doc	0022740151
Record Updated	Jun 08, 2026

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BURKE NC
Recording Date	Apr 08, 2021
Property Address	3560 MOUNTAIN TER, VALDESE, NC 28690-9101
Document Number	0025320070
Book / Page	2532 / 70
Instrument Date	Apr 08, 2021
Instrument	2021003939
Transaction Type	Transfer
Record Updated	Oct 20, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$695.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	815 36TH AVENUE PL NW, 815, HICKORY, NC 28601-8084

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5082 KARRIKER CT, FORT MILL, SC 29707-7482

Mortgage

Document Number	2021003940
Date	Apr 08, 2021
Instrument	2021003940

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	3560 MOUNTAIN TER, VALDESE, NC 28690-9101
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023330417
Date	Feb 14, 2018
Book Page	2333/0417
Instrument	2017012935

Lender

Name	ROUNDPOINT MORTGAGE SERVICING CORP
Type	Mortgage Company
Address	CHARLOTTE, NC 28217

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	363 Months
Due	May 01, 2048

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BURKE NC
Recording Date	Jan 11, 2017
Property Address	3560 MOUNTAIN TER, VALDESE, NC 28690-9101
Document Number	0022740151
Book / Page	002274 / 000151
Instrument Date	Jan 05, 2017
Instrument	253
Transaction Type	Transfer
Record Updated	Feb 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3560 MOUNTAIN TER VALDESE NC 286909101, VALDESE, NC 28690-9101

Tax Assessment & Valuation

Source: Burke County records · Assessment roll updated September 25, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,353.00 (-0.55%)	$342,688 (-) Land $42,078 Building $300,610	$342,688 (-) Land $42,078 Building $300,610
2023	$2,366.00	$342,688 Land $42,078 Building $300,610	$342,688 Land $42,078 Building $300,610

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 28, 2017 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 66% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 38 locations within half a mile of this property.

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