3560 Clark Cir, Commerce Township, MI 48382 Property Records

Oakland County property record for 3560 Clark Cir, Commerce Township, MI 48382

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,861 sqft · built 1987
Lot Size	2.25 acres (98,010 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,206 (2025)
Deeds & Mortgages	May 2020 Line of Credit Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`E-17-16-327-009`

Property Details

APN / Parcel Number

Primary APN	`E-17-16-327-009`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,861 sqft Living Area
1st Floor Area	2,250 sqft
Basement Area	1,690 sqft
Unfinished Basement	1,690 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2006
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Lot Area	98,010 sqft (2.25 acres)
Lot Dimensions	442 ft deep x 222 ft wide
Garage Area	537 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	22 sqft
Deck Area	496 sqft
Patio Area	496 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	3560 CLARK CIR
City	COMMERCE TOWNSHIP
State	MI
Zip	48382-1849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SI
Legal Description	T2N, R8E, SEC 16 POND OAKS LOT 29 10-15-86 FR 326-048
Legal Range	08E
Legal Township	02N
Legal Section	16
Legal Subdivision	POND OAKS
Legal Lot Number	10,29
Jurisdiction	OAKLAND MI
Township / Civil Division	COMMERCE
Census Block Group	3
Census Block	3015
Census Tract	135100

Owner

3560 Clark Cir is owned and occupied by two individuals.

Source: Oakland County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3560 CLARK CIR, COMMERCE TOWNSHIP, MI 48382-1849
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 18, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Nov 30, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3560 CLARK CIR, COMMERCE TOWNSHIP, MI 48382-1849
Document Number	0000104173
Instrument Date	May 18, 2020
Transaction Type	Mortgage
Record Updated	Jun 23, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3560 CLARK CIR COMMERCE TOWNSHIP MI 483821849, COMMERCE TOWNSHIP, MI 48382-1849

Mortgage

Document Number	0000104173
Date	May 29, 2020
Book Page	054276/000827
Instrument	104173

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 28, 2050

Interest

Rate Type	Adjustable Rate

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	3560 CLARK CIR, COMMERCE TOWNSHIP, MI 48382-1849
Document Number	0000199116
Instrument Date	Nov 30, 2018
Transaction Type	Mortgage
Record Updated	Jan 4, 2019
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3560 CLARK CIR COMMERCE TOWNSHIP MI 483821849, COMMERCE TOWNSHIP, MI 48382-1849

Mortgage

Document Number	0000199116
Date	Dec 11, 2018
Book Page	052427/000143
Instrument	199116

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 10, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 3560 Clark Cir was $3,206 with a homeowner's exemption, down 36.4% from the year before.

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	Commerce Charter Township
Unified School District	Walled Lake Consolidated Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,206.00 (-36.38%) Homeowner's exemption	$316,220	$632,440
2024	$5,039.00
2023		$267,090	$534,180
2021	$4,423.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3560 Clark Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3560 Clark Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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