Palo Alto County property record for 3560 450th Ave, Emmetsburg, IA 50536
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 532 sqft · built 2017 |
| Lot Size | 3.79 acres (165,092 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,154 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 090013002033 |
| Primary APN | 090013002033 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 532 sqft Living Area |
| Interior Walls | Unfinished |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Construction Type | Frame |
| Lot Area | 165,092 sqft (3.79 acres) |
| Garage Type | Attached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 3560 450TH AVE |
|---|---|
| City | EMMETSBURG |
| State | IA |
| Zip | 50536-8707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TR IN SW COR SW NW |
| Legal Range | 33W |
| Legal Township | 96N |
| Legal Section | 13 |
| Jurisdiction | PALO ALTO IA |
| Township / Civil Division | EMMETSBURG |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 960300 |
Source: Palo Alto County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3560 450TH AVE, EMMETSBURG, IA 50536-8707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage EMPLOYEE FCU |
| Oct 3, 2018 | Deed of Trust, Mortgage NORTHWEST BANK |
| May 15, 2017 | Warranty Deed, Transfer · Conventional Mortgage EMPLOYEES CU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Property Address | 3560 450TH AVE, EMMETSBURG, IA 50536-8707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2022 |
| Name | Verified Name |
|---|
| Document Number | 002021/451 |
|---|---|
| Date | Mar 9, 2021 |
| Book Page | 2021/451 |
| Instrument | 2021 0451 |
| Name | EMPLOYEE FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 1, 2036 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Property Address | 3560 450TH AVE, EMMETSBURG, IA 50536-8707 |
| Transaction Type | Mortgage |
| Record Updated | Mar 18, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002018/0000002100 |
|---|---|
| Date | Oct 3, 2018 |
| Book Page | 0000002018/0000002100 |
| Instrument | 000000002100 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALO ALTO IA |
| Recording Date | May 15, 2017 |
| Property Address | 3560 450TH AVE, EMMETSBURG, IA 50536-8707 |
| Document Number | 02017/0807 |
| Book / Page | 2017 / 0807 |
| Map Reference | PL 2 PG 527&536 |
| Instrument Date | May 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Mar 18, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $143.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3329 570TH AVE, FENTON, IA 50539-8016 |
| Document Number | 02017/0808 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 2017/0808 |
| Name | EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | ESTHERVILLE, IA 51334 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 188 Months |
| Due | Jan 10, 2033 |
Source: Palo Alto County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Palo Alto County |
| Unified School District | Emmetsburg Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,154.00 | $220,730 (-) Land $58,950 Building $161,780 | $220,730 (-) Land $58,950 Building $161,780 |
| 2025 | $2,154.00 (-9.23%) Homeowner's exemption Senior Citizen's exemption | $220,730 (+6.23%) Land $58,950 Building $161,780 | $220,730 (+6.23%) Land $58,950 Building $161,780 |
| 2024 | $2,373.00 (+59.26%) | ||
| 2023 | $207,780 (+81.83%) Land $58,950 Building $148,830 | $207,780 (+81.83%) Land $58,950 Building $148,830 | |
| 2022 | $1,490.00 Homeowner's exemption | $114,270 Land $26,790 Building $87,480 | |
| 2021 | $114,270 Land $26,790 Building $87,480 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Jun 2024 · Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · above 74% of Iowa |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Northwest Communications Fixed Wireless | 500 / 50 |
| GigFire Fixed Wireless | 150 / 130 |
| Verizon Fixed Wireless | 25 / 6 |
| T-Mobile Fixed Wireless | 25 / 3 |
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