Scott County property record for 356 Williamsburg Ln, Georgetown, KY 40324
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 1 ba · 1,193 sqft · built 2007 |
| Lot Size | 0.098 acres (4,269 sqft) |
| Owner | Individual Name on File |
| Last Sale | $208,000 (Jun 2026) |
| Tax Bill | $1,078 (2025) |
| Deeds & Mortgages | Nov 2008 Line of Credit Sep 2007 Construction Loan + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 138-20-046.000 |
| Primary APN | 138-20-046.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,193 sqft Living Area |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Duplex Single |
| Exterior Material | Combination |
| Foundation Type | Block |
| Lot Area | 4,269 sqft (0.098 acres) |
| Garage Type | Attached |
| Garage Area | 225 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 356 WILLIAMSBURG LN |
|---|---|
| City | GEORGETOWN |
| State | KY |
| Zip | 40324-2581 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | COLONY DUPLEX |
| Legal Subdivision | COLONY DUPLEX |
| Legal Lot Number | 37A |
| Legal Unit | 8 |
| Jurisdiction | SCOTT KY |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 1 |
| Census Block | 1017 |
| Census Tract | 40606 |
356 Williamsburg Ln, a duplex, is owned and occupied by an individual who bought it in June 2026.
Source: Scott County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2008 | Deed of Trust, Mortgage · Line of Credit FIRST STATE FINANCIAL INC |
| Sep 28, 2007 | Deed of Trust, Mortgage · Construction Mortgage FIRST STATE FINANCIAL INC |
| Jun 3, 2026 | Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Jun 3, 2026 | Deed of Trust, Mortgage · Conventional Mortgage KENTUCKY HOUSING CORPORATION |
| Jun 3, 2026 | Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on File |
| Deed Sale | Jun 3, 2026 · Amount on File |
| Prior Sale | Oct 29, 2009 · Amount on File |
| Deed Document Number | 2026588524 |
| Deed Book / Page | 466 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00M918/850 |
|---|---|
| Date | Nov 10, 2008 |
| Book Page | M918/850 |
| Instrument | 175233 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Address | LEXINGTON, KY 40517 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 35 Months |
| Due | Oct 29, 2011 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Property Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 00M868/789 |
|---|---|
| Date | Sep 28, 2007 |
| Book Page | M868/789 |
| Instrument | 161739 |
| Name | FIRST STATE FINANCIAL INC |
|---|---|
| Address | LEXINGTON, KY 40517 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2026 |
| Property Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Document Number | 0000588524 |
| Book / Page | 466 / 231 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026588524 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $21,008.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Remainderman |
| Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Investor | Possibly a Property Investor |
| Document Number | 0000588527, |
|---|---|
| Date | Jun 3, 2026 |
| Instrument | 2026588527 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Number | 0000588548, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1900/801 |
| Instrument | 2026588548 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 15 Months |
| Due | Jun 1, 2041 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2026 |
| Property Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Document Number | 0000588548 |
| Book / Page | 1900 / 801 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026588548 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Investor | Possibly a Property Investor |
| Document Number | 0000588548, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1900/801 |
| Instrument | 2026588548 |
| Name | KENTUCKY HOUSING CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.64% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SCOTT KY |
| Recording Date | Jun 3, 2026 |
| Property Address | 356 WILLIAMSBURG LN, GEORGETOWN, KY 40324-2581 |
| Document Number | 0000588527 |
| Book / Page | 1900 / 780 |
| Instrument Date | May 29, 2026 |
| Instrument | 2026588527 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | BLUEGRASS LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1041 DRURY LN, LAWRENCEBURG, KY 40342-9745 |
| Investor | Possibly a Property Investor |
| Document Number | 0000588527, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 1900/780 |
| Instrument | 2026588527 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 356 Williamsburg Ln was $1,078.
Source: Scott County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Scott County |
| Municipality | Georgetown City |
| Unified School District | Scott County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $121,100 (-) | $121,100 (-) | |
| 2025 | $1,078.00 | $121,100 | $121,100 |
| 2023 | $989.00 (+16.22%) | $109,100 (+11.1%) Land $20,000 Building $89,100 | $109,100 (+11.1%) Land $20,000 Building $89,100 |
| 2022 | $851.00 | $98,200 Land $15,000 Building $83,200 | $98,200 Land $15,000 Building $83,200 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 356 Williamsburg Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Williamsburg Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GEORGETOWN MUNICIPAL WATER SERVICE serves 44,608 people · EPA ID KY1050157 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 5 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 282 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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