356 Whetstone Rd, Mountain Rest, SC 29664 Property Records

Oconee County property record for 356 Whetstone Rd, Mountain Rest, SC 29664 · Last verified November 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2015
Square Footage840 sqft Living Area
Lot Size281,833 sqft (6.46 acres)
OccupancyOwner Occupied
Last Sale$259,500 (2020)
Tax Bill$1,008.00 (2025)

Owner

Source: Oconee County records · APN 104-00-01-035

Assessment roll updated September 13, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address356 WHETSTONE RD, MOUNTAIN REST, SC 29664-9232
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Apr 26, 2024Deed of Trust, Mortgage · Line of Credit
FIRST CITIZENS BANK & TRUST CO
Oct 23, 2020Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
ON Q FIN'L

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 23, 2020 · Amount on Record
Deed SaleOct 23, 2020 · Amount on Record
Deed Doc Number6699
Deed Book / Page2619 / 138
Record RefreshedJun 08, 2026

April 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCONEE SC
Property Address356 WHETSTONE RD, MOUNTAIN REST, SC 29664-9232
Transaction TypeMortgage
Record UpdatedMay 14, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 WHETSTONE RD, MOUNTAIN REST, SC 29664-9232

Mortgage

Document Number0000013078
DateApr 26, 2024
Book Page4552/166
Instrument13078
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueApr 17, 2049
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

October 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCONEE SC
Recording DateOct 23, 2020
Property Address356 WHETSTONE RD, MOUNTAIN REST, SC 29664-9232
Document Number0026190138
Book / Page002619 / 000138
Instrument DateOct 22, 2020
Transaction TypeTransfer
Record UpdatedNov 27, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$960.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address356 WHETSTONE RD MOUNTAIN REST SC 296649232, MOUNTAIN REST, SC 29664-9232

Mortgage

Document Number40420275
DateOct 23, 2020
Book Page004042/000275
Lender
NameON Q FIN'L
TypeFunding / Finance Company
AddressTEMPE, AZ 85281
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueOct 22, 2050

Tax Assessment & Valuation

Source: Oconee County records · Assessment roll updated September 13, 2025 · Last verified November 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyOconee County
Unified School DistrictOconee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,008.00$10,309 (-) Land $2,847 Building $7,462$257,710 (-) Land $71,170 Building $186,540
2023$10,309 Land $2,847 Building $7,462$257,710 Land $71,170 Building $186,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Oconee County (45073C), updated December 21, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskModerate
above 47% of the US · above 42% of South Carolina
Wildfire LikelihoodAbout 1 in 1,042 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN104-00-01-035
Alternative APN
  • 6396

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area840 sqft Living Area
Stories1 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2015
Exterior MaterialVinyl Exterior
Foundation TypeRaised Foundation
Roof MaterialMetal Roof
Lot Area281,833 sqft (6.46 acres)
Garage TypeDetached Garage
Garage Area480 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating

Location & Zoning

Account Number6396
Old Parcel Number104 00 01 035
Street Address356 WHETSTONE RD
CityMOUNTAIN REST
StateSC
Zip29664-9232
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionWHETSTONE RD (6.466AC)
Legal Block1
JurisdictionOCONEE SC
Minor Civil DivisionMOUNTAIN REST
Census Blockgroup2
Census Block2057
Census Tract30100

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