356 Valley Hideaway Dr, Hayesville, NC 28904 Property Records

Clay County property record for 356 Valley Hideaway Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,775 sqft · built 2001
Lot Size	1.08 acres (47,045 sqft)
Owner	2 Individual Names on Record
Last Sale	$399,000 (Jun 2021)
Tax Bill	$1,113 (2026)
Deeds & Mortgages	Oct 2019 Line of Credit Jun 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`556013149551`

Property Details

APN / Parcel Number

Primary APN	`556013149551`
Alternative APN	`619975000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Building Area	1,775 sqft Heated Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Lot Area	47,045 sqft (1.08 acres)

Location & Zoning

Account Number	619975000
Street Address	356 VALLEY HIDEAWAY DR
City	HAYESVILLE
State	NC
Zip	28904-9612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 RIVERBEND VALLEY
Legal Subdivision	RIVERBEND VALLEY SUBDIVISION
Legal Lot Number	17
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	2
Census Block	2073
Census Tract	950202

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	356 VALLEY HIDEAWAY DR, HAYESVILLE, NC 28904-9612
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 17, 2019	Deed of Trust, Mortgage · Line of Credit NANTAHALA BANK & TRUST COMPANY
Jun 24, 2021	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 24, 2021 · Amount on Record
Deed Sale	Jun 24, 2021 · Amount on Record
Prior Sale	Aug 1, 2014 · Amount on Record
Deed Document Number	20212172
Deed Book / Page	454 / 99
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY NC
Property Address	356 VALLEY HIDEAWAY DR, HAYESVILLE, NC 28904-9612
Transaction Type	Mortgage
Record Updated	Oct 16, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00A15/0047
Date	Oct 17, 2019
Book Page	A15/0047
Instrument	2019002456

Lender

Name	NANTAHALA BANK & TRUST COMPANY
Type	Bank
Address	HAYESVILLE, NC 28904

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 24, 2021
Property Address	356 VALLEY HIDEAWAY DR, HAYESVILLE, NC 28904-9612
Document Number	0000454/99
Book / Page	454 / 99
Map Reference	CAB 2 SL 482
Instrument Date	Jun 23, 2021
Instrument	2021002172
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 VALLEY HIDEAWAY DR, HAYESVILLE, NC 28904-9612

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	343 PORTOFINO DR, PUNTA GORDA, FL 33950-8038

Mortgage

Document Number	2021002173
Date	Jun 24, 2021
Instrument	2021002173

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,113.00 (+10.31%)	$371,800 (+55.83%) Land $85,800 Building $286,000	$371,800 (+55.83%) Land $85,800 Building $286,000
2025	$1,009.00 (+13.37%)	$238,600 (-) Land $75,800 Building $162,800	$238,600 (-) Land $75,800 Building $162,800
2023	$890.00	$238,600 Land $75,800 Building $162,800	$238,600 Land $75,800 Building $162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 27 policies
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (2013)
Most Recent Claim	Jan 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 75% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC.

Cell Coverage

5G (outdoors only) and 4G LTE

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