356 Summit Dr, Emerald Hills (Redwood City), CA 94062 Property Records

San Mateo County property record for 356 Summit Dr, Emerald Hills, CA 94062

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,490 sqft · built 1989
Lot Size	0.192 acres (8,372 sqft)
Owner	2 Trust Names on File
Last Sale	$2,280,000 (Mar 2020)
Tax Bill	$29,250 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jan 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`057-162-060`

Property Details

APN / Parcel Number

Primary APN	`057-162-060`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	3,490 sqft Living Area
1st Floor Area	1,750 sqft
2nd Floor Area	1,740 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Wood
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	8,372 sqft (0.192 acres)
Lot Dimensions	125 ft deep x 73 ft wide
Garage Area	470 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	356 SUMMIT DR
City	EMERALD HILLS
State	CA
Zip	94062-3330
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10000
Legal Description	LOT 30 EMERALD LAKE PARK NO 5 RSM 11/7
Legal Subdivision	EMERALD LAKE
Legal Lot Number	30
Jurisdiction	SAN MATEO CA
Township / Civil Division	SAN MATEO
Census Block Group	1
Census Block	1028
Census Tract	609700

Owner

356 Summit Dr is owner-occupied and held in a trust since March 2020.

Source: San Mateo County records, as of July 15, 2026

Owner of Record	2 Trust Names on File
Mailing Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Deed of Trust, Mortgage · Line of Credit STANFORD FCU
Jan 17, 2017	Deed of Trust, Mortgage · Line of Credit FIRST REPUBLIC BANK
Mar 2, 2020	Grant Deed, Transfer · Conventional Mortgage MORGAN STANLEY PRIVATE BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 2, 2020 · Amount on File
Deed Sale	Mar 2, 2020 · Amount on File
Prior Sale	Nov 14, 1996 · Amount on File
Deed Document Number	202019085
Prior Transfer Date	Jul 17, 2006
Prior Transfer Doc	0000109348
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000032960
Date	Jul 11, 2023
Instrument	2023-032960

Lender

Name	STANFORD FCU
Type	Credit Union
Address	PALO ALTO, CA 94303

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 15, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN MATEO CA
Property Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004467
Date	Jan 17, 2017
Instrument	2017-004467

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN MATEO CA
Recording Date	Mar 2, 2020
Property Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330
Document Number	0000019085
Map Reference	MB 11 PG 7
Instrument Date	Feb 11, 2020
Instrument	2020-019085
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,508.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	356 SUMMIT DR, EMERALD HILLS, CA 94062-3330

Mortgage

Document Number	0000019086
Date	Mar 2, 2020
Instrument	2020-019086

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 356 Summit Dr was $29,250 with a homeowner's exemption.

Source: San Mateo County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	San Mateo County
Elementary School District	Redwood City Elementary School District (KG - 08)
Secondary School District	Sequoia Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,543,377 (+2%) Land $1,338,620 Building $1,204,757
2025	$29,250.00 Homeowner's exemption	$2,493,508 Land $1,312,373 Building $1,181,135
2023	$28,392.00 (+4.9%) Homeowner's exemption	$2,396,684 Land $1,261,413 Building $1,135,271	$2,836,890
2022	$27,065.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 Summit Dr in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	8 (1982–2010)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Jan 2010 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Summit Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF REDWOOD CITY serves 90,043 people · EPA ID CA4110022
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Etheric Networks.

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