356 S Michelle Ave, Kerman, CA 93630 Property Records

Fresno County property record for 356 S Michelle Ave, Kerman, CA 93630

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,492 sqft
Lot Size	0.282 acres (12,276 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,409 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020-340-04S`

Property Details

APN / Parcel Number

Primary APN	`020-340-04S`
Alternative APN	`02034004`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,492 sqft Living Area
1st Floor Area	2,040 sqft
2nd Floor Area	1,452 sqft

Exterior

Construction Type	Frame
Lot Area	12,276 sqft (0.282 acres)
Lot Dimensions	132 ft deep x 93 ft wide
Garage Area	858 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Refrigeration

Location & Zoning

Street Address	356 S MICHELLE AVE
City	KERMAN
State	CA
Zip	93630-7637
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUR RT LOT 11TRACT 5480
Legal Tract	5480
Legal Lot Number	11
Jurisdiction	FRESNO CA
Township / Civil Division	KERMAN
Census Block Group	2
Census Block	2008
Census Tract	4004

Owner

Source: Fresno County records, as of August 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	5320 E PINE AVE, FRESNO, CA 93727-2113
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage BEST CAPITAL FUNDING
Feb 23, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 27, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage INSPIRE HM LNS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2025
Deed Sale	May 5, 2025
Prior Sale	Aug 12, 2008
Deed Document Number	202543168
Prior Transfer Date	Sep 7, 2024
Prior Transfer Doc	0000085810
Record Updated	Sep 20, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	KERMAN, CA 93630
Transaction Type	Mortgage
Record Updated	Mar 16, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 S MICHELLE AVE, KERMAN, CA 93630-7637

Mortgage

Document Number	0000032169
Date	Feb 25, 2021
Instrument	2021-0032169

Lender

Name	BEST CAPITAL FUNDING
Type	Lending Institution
Address	CHATSWORTH, CA 91311

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRESNO CA
Property Address	KERMAN, CA 93630
Transaction Type	Mortgage
Record Updated	Mar 8, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1076 LA CANADA AVE, CLOVIS, CA 93619-7939

Mortgage

Document Number	0000030767
Date	Feb 23, 2021
Instrument	2021-0030767

Lender

Name	FIRSTBANK
Type	Bank
Address	FRANKLIN, TN 37064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

March 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	FRESNO CA
Recording Date	Mar 27, 2020
Property Address	KERMAN, CA 93630
Document Number	0000039159
Instrument Date	Feb 10, 2020
Instrument	39159
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 20, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	356 S MICHELLE AVE KERMAN CA 936307637, KERMAN, CA 93630-7637

Mortgage

Document Number	39160
Date	Mar 27, 2020
Instrument	39160

Lender

Name	INSPIRE HM LNS INC
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2050

Tax Assessment & Valuation

Source: Fresno County assessment roll, as of August 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Fresno County
Municipality	Kerman City
Unified School District	Kerman Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$562,340 (+2%) Land $111,550 Building $450,790
2025	$6,409.00 (+4.55%)	$551,314 (+4.04%) Land $109,363 Building $441,951
2023	$6,130.00 (+6.91%)	$529,908 Land $105,117 Building $424,791
2022	$5,734.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.4% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KERMAN serves 17,256 people · EPA ID CA1010018
Water Source	Groundwater
Last State Inspection	May 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Kerman Telephone Fiber · DSL · Fixed Wireless in parts of the area	1,000 / 1,000
unWired Broadband Fixed Wireless	1,000 / 1,000
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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