356 River Rd, Schroon Lake, NY 12870 Property Records

Essex County and Schroon Town property record for 356 River Rd, Schroon Lake, NY 12870

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,008 sqft · built 1998
Lot Size	7.08 acres (308,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$328,600 (Sep 2025)
Tax Bill	$3,340 (2026)
Deeds & Mortgages	Sep 2025 Sale & Mortgage
APN	`695J178551`

Property Details

APN / Parcel Number

Primary APN	`695J178551`
Alternative APNs	`460013601000040030030000` `154600 136.10-4-3.003`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Upper Floors Area	308 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Rustic
Exterior Material	Wood
Lot Area	308,405 sqft (7.08 acres)
Porch	Slab
Porch Area	384 sqft

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	695J178551
Street Address	356 RIVER RD
City	SCHROON LAKE
State	NY
Zip	12870-2912
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02 - SINGL
Legal Description	ROAD PATENT LOT 15 13
Legal Block	4
Legal Lot Number	3.003
Jurisdiction	ESSEX NY
Township / Civil Division	SCHROON
Census Block Group	2
Census Block	2004
Census Tract	961300

Owner

Source: Essex County and Schroon Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	153 FACTORYVILLE RD, CROWN POINT, NY 12928-2544
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2025 · Amount on Record
Deed Sale	Sep 17, 2025 · Amount on Record
Deed Document Number	20253211
Deed Book / Page	2214 / 121
Record Updated	Oct 29, 2026

September 2025: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	ESSEX NY
Recording Date	Sep 17, 2025
Property Address	356 RIVER RD, SCHROON LAKE, NY 12870-2912
Document Number	002214/121
Book / Page	2214 / 121
Instrument Date	Sep 9, 2025
Instrument	2025-3211
Transaction Type	Transfer
Record Updated	Apr 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	153 FACTORYVILLE RD, CROWN POINT, NY 12928-2544

Mortgage

Document Number	0020253212
Date	Sep 17, 2025
Instrument	2025-3212

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

Tax Assessment & Valuation

Source: Essex County and Schroon Town assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	New York
County	Essex County
County Subdivision	Schroon Town
Unified School District	Schroon Lake Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,340.00 (-34.46%)
2025	$5,096.00 (+356.22%)	$267,900 (+46.07%) Land $62,800 Building $205,100	$267,900 (+46.07%) Land $62,800 Building $205,100
2023		$183,400 (+16%) Land $62,400 Building $121,000	$183,400 (+16%) Land $62,400 Building $121,000
2022	$1,117.00 (-47.16%)	$158,100 Land $56,700 Building $101,400	$158,100 Land $56,700 Building $101,400
2020	$2,114.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	21 (1987–2019)
Claims Outside the SFHA	3 of 21
Most Recent Claim	Nov 2019 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Nov 2019 · 2 claims Hurricane Irene, Aug 2011 · 5 claims Severe Storms, Flooding, Tornadoes, And Straight-line Winds, May 2011 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
SLICFiber Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

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