356 Prospect St, Unit N2, La Jolla, CA 92037 Property Records

San Diego County property record for 356 Prospect St, Unit N2, La Jolla, CA 92037

Property Summary

Property Type	Condominium
Details	1 bd · 1.5 ba · 1,152 sqft · built 1973
Lot Size	0.199 acres (8,661 sqft)
Owner	2 Company Names on Record
Last Sale	$1,272,500 (Oct 2016)
Tax Bill	$18,422 (2025)
Deeds & Mortgages	Nov 2023 Transfer Feb 2023 Line of Credit + 7 more
Flood Zone	Zone X (minimal risk)
APN	`350-400-35-06`

Property Details

APN / Parcel Number

Primary APN	`350-400-35-06`

Interior

Bedrooms	1 Bed
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,152 sqft Living Area

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Lot Area	8,661 sqft (0.199 acres)

Location & Zoning

Street Address	356 PROSPECT ST, N2
City	LA JOLLA
State	CA
Zip	92037-4687
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	LJPD-5
Legal Description	BLK 16 LOTS 42&43 US6PER DOC73-135477&UND14.5%INT IN TR 000352
Legal Subdivision	PROSPECT FIVE
Legal Tract	000352
Legal Block	16
Legal Lot Number	42,43
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2004
Census Tract	8202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	356 PROSPECT ST, N2, LA JOLLA, CA 92037-4687
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Nov 9, 2023	Intrafamily Transfer, Transfer
Feb 14, 2023	Deed of Trust, Mortgage · Line of Credit JACKSON FLAGSTAR CENTRE OFFICE
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit ALLIANT CU
May 31, 2017	Deed of Trust, Mortgage · Line of Credit MUFG UNION BANK NA
May 31, 2017	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jan 5, 2018	Deed of Trust, Mortgage · ARM MUFG UNION BANK NA
Jul 20, 2020	Deed of Trust, Mortgage · Line of Credit TCF NATIONAL BANK
Jan 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage MUFG UNION BANK NA
Feb 19, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Prior Sale	Jul 16, 2014 · Amount on Record
Deed Document Number	2016564784
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000313296
Record Updated	Sep 20, 2026

November 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Nov 9, 2023
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Document Number	0000313296
Map Reference	MAP 352
Instrument Date	Oct 3, 2023
Instrument	2023-0313296
Transaction Type	Transfer
Record Updated	Nov 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 PROSPECT ST N2, N2, LA JOLLA, CA 92037-4687

Mortgage

Document Number	0000037038
Date	Feb 14, 2023
Instrument	2023-0037038

Lender

Name	JACKSON FLAGSTAR CENTRE OFFICE
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Aug 16, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 PROSPECT ST N2, N2, LA JOLLA, CA 92037-4687

Mortgage

Document Number	0000559018
Date	Aug 5, 2021
Instrument	2021-0559018

Lender

Name	ALLIANT CU
Type	Credit Union
Address	CHICAGO, IL 60666

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243970
Date	May 31, 2017
Instrument	2017-0243970

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000243969
Date	May 31, 2017
Instrument	2017-0243969

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.87%
Index	1-Year LIBOR
Max Rate	9.87%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006609
Date	Jan 5, 2018
Instrument	2018-0006609

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Jan 1, 2025
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.62%
Index	1-Year LIBOR
Max Rate	9.62%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000388153
Date	Jul 20, 2020
Instrument	2020-0388153

Lender

Name	TCF NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 PROSPECT ST, LA JOLLA, CA 92037-4661

Mortgage

Document Number	0000059804
Date	Jan 26, 2021
Instrument	2021-0059804

Lender

Name	MUFG UNION BANK NA
Type	Bank
Address	SAN DIEGO, CA 92121

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Interest

Rate Type	Adjustable Rate
Type Change Date	Feb 1, 2031
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.37%
Index	1-Year LIBOR
Max Rate	9.37%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	356 PROSPECT ST UNIT N2, N2, LA JOLLA, CA 92037-4687
Document Number	0000103909
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	356 PROSPECT ST #N2 LA JOLLA CA 920374687, N2, LA JOLLA, CA 92037-4687

Mortgage

Document Number	0000103909
Date	Feb 28, 2020
Instrument	103909

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	26642 TOWNE CENTRE DR, FOOTHILL RANCH, CA 92610-2808

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Feb 27, 2035

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,506,376 (+2%) Land $1,242,984 Building $263,392
2025	$18,422.00 (+6.27%) Homeowner's exemption	$1,476,840 (+4.04%) Land $1,218,612 Building $258,228
2023	$17,335.00 (+2.74%) Homeowner's exemption	$1,419,494 Land $1,171,293 Building $248,201
2022	$16,872.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 units insured incl. 51 condo units
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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