356 N Spring St, #58, Elgin, IL 60120 Property Records

Kane County property record for 356 N Spring St, #58, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,372 sqft · built 1910
Lot Size	0.17 acres (7,405 sqft)
Owner	Company Name on Record
Last Sale	$60,000 (Sep 2013)
Tax Bill	$7,653 (2025)
Deeds & Mortgages	Oct 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-229-015`

Property Details

APN / Parcel Number

Primary APN	`06-14-229-015`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	3,372 sqft Living Area
Gross Area	5,058 sqft
Basement Area	1,686 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	83 ft deep x 90 ft wide

Utilities, Heating & Cooling

Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	356 N SPRING ST, 58
City	ELGIN
State	IL
Zip	60120-4160
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	P J KIMBALL JRS 3RD ADDN THE SOUTHEAST 1/4 OF LOT 3 (EXCEPT THE NORTH 42.3 FT) IN BLOCK 12
Legal Subdivision	P J KIMBALL JRS 3RD ADDN
Legal Block	12
Legal Lot Number	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2026
Census Tract	851302

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Spring-Douglas Historic District listed 2000 · 455 contributing resources · NRIS 00000410

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	24 BRIGHT RIDGE DR, SCHAUMBURG, IL 60194-3696
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 5, 2013 · Amount on Record
Deed Sale	Sep 5, 2013 · Amount on Record
Prior Sale	Jul 5, 2013
Deed Document Number	201365035
Record Updated	Sep 20, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 23, 2025
Property Address	356 N SPRING ST # 58, 58, ELGIN, IL 60120-4160
Document Number	0000041725
Instrument Date	Sep 25, 2025
Instrument	2025K041725
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	PRO TITLE GROUP INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$394.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	332 SAINT CHARLES ST, ELGIN, IL 60120-7826

Mortgage

Document Number	0000041726
Date	Oct 23, 2025
Instrument	2025K041726

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2055

Interest

Rate Type	Fixed Rate
Rate	8.99%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,653.00 (+3.5%)
2024	$7,394.00 (+21.81%)	$92,403 (+31.99%) Land $10,789 Building $81,614	$277,320 (+32.04%) Land $32,380 Building $244,940
2022	$6,070.00 (+3.96%)	$70,007 (+6.96%) Land $8,888 Building $61,119	$210,021 (+6.96%) Land $26,664 Building $183,357
2021	$5,839.00	$65,452 Land $8,310 Building $57,142	$196,356 Land $24,930 Building $171,426

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Fox Valley Internet, T-Mobile, Verizon.

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