356 Monument Rd, River Falls, WI 54022 Property Records

St. Croix County property record for 356 Monument Rd, River Falls, WI 54022

Property Summary

Property Type	Single Family Home
Lot Size	3.25 acres (141,570 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Sep 2018)
Tax Bill	$3,513 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`022-1045-70-000`

Property Details

APN / Parcel Number

Primary APN	`022-1045-70-000`
Alternative APN	`16.28.18.243B`

Exterior

Lot Area	141,570 sqft (3.25 acres)

Location & Zoning

Street Address	356 MONUMENT RD
City	RIVER FALLS
State	WI
Zip	54022-5806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 16 T28N R18W 3.25A AC COM CEN INT 2 TN RDS, TH W 20 RDS, N 26 RDS, E 20 RDS TO CL N & S TN RD, TH S TO POB
Legal Range	18W
Legal Township	28N
Legal Section	16
Jurisdiction	ST CROIX WI
Township / Civil Division	KINNICKINNIC
Census Block Group	3
Census Block	3064
Census Tract	120904

Owner

Source: St. Croix County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2025	Deed of Trust, Mortgage FIRST NATIONAL BANK OF RIVER FALLS
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK
Oct 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK RIVER FALL
Sep 21, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2018 · Amount on Record
Deed Sale	Sep 21, 2018 · Amount on Record
Deed Document Number	20181071654
Last Transfer Date	Sep 18, 2024
Transfer Doc	0001183946
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806

Mortgage

Document Number	0001198622
Date	Oct 6, 2025
Instrument	1198622

Lender

Name	FIRST NATIONAL BANK OF RIVER FALLS
Type	Bank
Address	RIVER FALLS, WI 54022

Agreement

Amount	Amount Recorded

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806
Transaction Type	Mortgage
Record Updated	Aug 18, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001135689
Date	Jul 28, 2021
Instrument	1135689

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CROIX WI
Property Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001089738
Date	Oct 3, 2019
Instrument	1089738

Lender

Name	FIRST NATIONAL BANK RIVER FALL
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

Interest

Rate Type	Fixed Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CROIX WI
Recording Date	Sep 21, 2018
Property Address	356 MONUMENT RD, RIVER FALLS, WI 54022-5806
Document Number	0001071654
Instrument Date	Jul 24, 2018
Instrument	1071654
Transaction Type	Transfer
Record Updated	Feb 3, 2022
Title Company	EDINA REALTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001071655
Date	Sep 21, 2018
Instrument	1071655

Lender

Name	FIRST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Croix County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	St. Croix County
County Subdivision	Kinnickinnic Town
Unified School District	River Falls School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,513.00 Homeowner's exemption
2025	$3,513.00 (+10.37%) Homeowner's exemption	$253,100 (-) Land $70,000 Building $183,100	$253,100 (-) Land $70,000 Building $183,100
2023	$3,183.00 Homeowner's exemption	$253,100 Land $70,000 Building $183,100	$253,100 Land $70,000 Building $183,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (2014–2020)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Jun 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 94% of Wisconsin
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Swiftcurrent Connect Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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