356 May St, Elgin, IL 60120 Property Records

Kane County property record for 356 May St, Elgin, IL 60120

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,296 sqft · built 1900
Lot Size	0.177 acres (7,722 sqft)
Owner	Individual Name on Record
Last Sale	$184,000 (Jan 2022)
Tax Bill	$5,015 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-24-251-015`

Property Details

APN / Parcel Number

Primary APN	`06-24-251-015`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,296 sqft Living Area
Gross Area	2,072 sqft
Basement Area	776 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	7,722 sqft (0.177 acres)

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	356 MAY ST
City	ELGIN
State	IL
Zip	60120-7839
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GROTE & WALDRONS ADDN LOT 20 BLOCK 2
Legal Subdivision	GROTE&WALDRONS ADDN
Legal Block	2
Legal Lot Number	20
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5006
Census Tract	851400

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	356 MAY ST, ELGIN, IL 60120-7839
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 19, 2022 · Amount on Record
Deed Sale	Jan 19, 2022 · Amount on Record
Prior Sale	Jul 6, 2016 · Amount on Record
Deed Document Number	20223553
Prior Transfer Date	Jan 3, 1997
Prior Transfer Doc	0000020776
Record Updated	Oct 29, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jan 19, 2022
Property Address	356 MAY ST, ELGIN, IL 60120-7839
Document Number	0000003553
Instrument Date	Dec 29, 2021
Instrument	2022K003553
Transaction Type	Transfer
Record Updated	Jan 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$184.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 MAY ST, ELGIN, IL 60120-7839

Mortgage

Document Number	0000003554
Date	Jan 19, 2022
Instrument	2022K003554

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,015.00 (+15.79%) Homeowner's exemption	$73,739 (+8.57%) Land $14,779 Building $58,960	$221,306 (+8.57%) Land $44,355 Building $176,951
2024		$67,918 (+21.39%) Land $13,612 Building $54,306	$203,836 (+21.44%) Land $40,852 Building $162,983
2022	$4,331.00 (+4.84%) Homeowner's exemption	$55,948 (+6.96%) Land $11,213 Building $44,735	$167,844 (+6.96%) Land $33,639 Building $134,205
2021	$4,131.00 Homeowner's exemption	$52,307 Land $10,483 Building $41,824	$156,921 Land $31,449 Building $125,472

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 585 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20