356 Main St, Ramey, PA 16671 Property Records

Clearfield County property record for 356 Main St, Ramey, PA 16671

Property Summary

Property Type	Single Family Home
Details	built 1890
Lot Size	0.36 acres (15,681 sqft)
Owner	2 Individual Names on Record
Last Sale	$170,000 (Mar 2025)
Tax Bill	$1,302 (2026)
Deeds & Mortgages	May 2006 Mortgage Jan 2026 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`L15-366-00017`

Property Details

APN / Parcel Number

Primary APN	`L15-366-00017`
Alternative APNs	`0170L1536600017` `017011775`

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	15,681 sqft (0.36 acres)

Location & Zoning

Account Number	017011775
Street Address	356 MAIN ST
City	RAMEY
State	PA
Zip	16671-1032
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H, G & 2 L 25-27 BLK E
Legal Subdivision	TOWN OF RAMEY
Jurisdiction	CLEARFIELD PA
Township / Civil Division	RAMEY
Census Block Group	4
Census Block	4034
Census Tract	331700

Owner

Source: Clearfield County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	356 MAIN ST, WOODLAND, PA 16881-7802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
May 17, 2006	Deed of Trust, Mortgage · Conventional Mortgage PENNWEST HOME EQUITY SERVICES CORP
Jan 6, 2026	Deed of Trust, Mortgage · FHA Mortgage NEW AMERICAN FUNDING
Apr 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Mar 25, 2025	Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Dec 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2025 · Amount on Record
Deed Sale	Mar 25, 2025 · Amount on Record
Prior Sale	Oct 27, 1998 · Amount on Record
Deed Document Number	20253446
Record Updated	Sep 20, 2026

May 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	356 MAIN ST, RAMEY, PA 16671-1032
Transaction Type	Mortgage
Record Updated	May 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200607619
Date	May 17, 2006
Instrument	200607619

Lender

Name	PENNWEST HOME EQUITY SERVICES CORP
Address	JOHNSTOWN, PA 15905

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	May 1, 2021

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	356 MAIN ST, RAMEY, PA 16671-1032
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 MAIN ST, RAMEY, PA 16671-1032

Mortgage

Document Number	0202600145
Date	Jan 6, 2026
Instrument	202600145

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2056

April 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	356 MAIN ST, RAMEY, PA 16671-1032
Transaction Type	Mortgage
Record Updated	May 21, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0201503573
Date	Apr 6, 2015
Instrument	201503573

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2030

March 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	CLEARFIELD PA
Recording Date	Mar 25, 2025
Property Address	356 MAIN ST, RAMEY, PA 16671-1032
Document Number	0202503446
Instrument Date	Mar 21, 2025
Instrument	202503446
Transaction Type	Transfer
Record Updated	May 21, 2026
Title Company	UNIVERSAL SETTLEMENT SERVICES/PA L, UNIVERSAL STLMT SVCS OF PA L

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 125, RAMEY, PA 16671-0125

Mortgage

Document Number	0202503447
Date	Mar 25, 2025
Instrument	202503447

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2045

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLEARFIELD PA
Property Address	356 MAIN ST, RAMEY, PA 16671-1032
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0202015539
Date	Dec 10, 2020
Instrument	202015539

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2035

Tax Assessment & Valuation

Source: Clearfield County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Clearfield County
Municipality	Ramey Borough
Unified School District	Moshannon Valley School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,302.00	$19,250 (+1%) Land $4,350 Building $14,900
2025	$1,302.00 (+442.5%)
2024	$240.00	$9,625 (-) Land $2,175 Building $7,450
2023	$240.00	$9,625 Land $2,175 Building $7,450
1987			$77,000 Land $17,400 Building $59,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 29, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1996–2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 81% of Pennsylvania
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOUTZDALE MUNICIPAL AUTHORITY serves 8,410 people · EPA ID PA6170023
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Mar 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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