356 Lund Rd, Cosmopolis, WA 98537 Property Records

Grays Harbor County property record for 356 Lund Rd, Cosmopolis, WA 98537

Property Summary

Property Type	Single Family Home
Details	2,300 sqft · built 1993
Lot Size	6.27 acres (273,121 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,359 (2026)
Deeds & Mortgages	Jan 2022 Line of Credit Oct 2020 Mortgage + 1 more
Flood Zone	Zone A (high risk)
APN	`160924110030`

Property Details

APN / Parcel Number

Primary APN	`160924110030`

Interior

Stories	1 Story
Building Area	2,300 sqft Living Area
1st Floor Area	2,300 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	273,121 sqft (6.27 acres)
Garage Area	1,683 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	1,000 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	356 LUND RD
City	COSMOPOLIS
State	WA
Zip	98537-9726
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	G5
Legal Description	TAX 2
Legal Range	24
Legal Township	09
Legal Section	16
Legal Block	241
Legal Lot Number	110
Jurisdiction	GRAYS HARBOR WA
Township / Civil Division	NORTH RIVER
Census Block Group	2
Census Block	2108
Census Tract	700

Owner

Source: Grays Harbor County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 136, COSMOPOLIS, WA 98537-0136
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Deed of Trust, Mortgage · Line of Credit TWINSTAR CU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Oct 9, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	356 LUND RD, COSMOPOLIS, WA 98537-9726
Transaction Type	Mortgage
Record Updated	Feb 23, 2022
Title Company	COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001030086
Date	Jan 3, 2022
Instrument	2022-01030086

Lender

Name	TWINSTAR CU
Type	Credit Union
Address	OLYMPIA, WA 98507

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 2, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	356 LUND RD, COSMOPOLIS, WA 98537-9726
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0010190014
Date	Oct 19, 2020
Instrument	2020-10190014

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2035

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAYS HARBOR WA
Property Address	356 LUND RD, COSMOPOLIS, WA 98537-9726
Document Number	0010250006
Instrument Date	Oct 9, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017
Title Company	TITLE SERVICE AND LIAISON COMPANIES

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	356 LUND RD COSMOPOLIS WA 985379726, COSMOPOLIS, WA 98537-9726

Mortgage

Document Number	0010250006
Date	Oct 25, 2017
Instrument	10250006

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 24, 2032

Tax Assessment & Valuation

Source: Grays Harbor County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Grays Harbor County
Unified School District	Cosmopolis School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,359.00 (+6.39%)
2025		$610,150 (-) Land $67,350 Building $542,800	$610,150 (-) Land $67,350 Building $542,800
2024	$5,977.00	$610,150 Land $67,350 Building $542,800	$610,150 Land $67,350 Building $542,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 27, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force
Nearby Flood Claims	7 (1999–2022)
Claims Outside the SFHA	5 of 7
Most Recent Claim	Jan 2022 · Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding
Claims by Event	Severe Winter Storms, Snowstorms, Straight-line Winds, Flooding, Jan 2022 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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