356 Lone Spur Dr, Folsom, CA 95630 Property Records

Sacramento County property record for 356 Lone Spur Dr, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,344 sqft · built 2005
Lot Size	0.109 acres (4,725 sqft)
Owner	2 Individual Names on File
Last Sale	$621,500 (Apr 2023)
Tax Bill	$8,257 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Oct 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`072-2500-065-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2500-065-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,344 sqft Living Area
1st Floor Area	1,344 sqft
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,725 sqft (0.109 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	356 LONE SPUR DR
City	FOLSOM
State	CA
Zip	95630-6176
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFHD (S
Legal Description	EMPIRE RANCH VILLAGE NO. 26, LOT 126
Legal Subdivision	EMPIRE RANCH VILLAGE NO. 26
Legal Lot Number	126
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	1
Census Block	1000
Census Tract	8513

Owner

356 Lone Spur Dr is owned by two individuals who bought it in April 2023.

Source: Sacramento County records, as of July 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 FOUNDERS RIDGE DR, CHAPEL HILL, NC 27517-7757
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2023	Grant Deed, Transfer · Conventional Mortgage THE GOLDEN 1 CU
Oct 29, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2023 · Amount on File
Deed Sale	Apr 21, 2023 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Book / Page	20230421 / 533
Prior Transfer Date	Jan 27, 2023
Prior Transfer Doc	2023000568
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 21, 2023
Property Address	356 LONE SPUR DR, FOLSOM, CA 95630-6176
Document Number	0000000533
Map Reference	MB 330 MAP 2
Instrument Date	Apr 14, 2023
Instrument	202304210533
Transaction Type	Transfer
Record Updated	May 3, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	113 FOUNDERS RIDGE DR, CHAPEL HILL, NC 27517-7757

Mortgage

Document Number	0000000534
Date	Apr 21, 2023
Instrument	202304210534

Lender

Name	THE GOLDEN 1 CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	May 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	11.8%
Index	Other
Max Rate	11.8%

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Oct 29, 2021
Property Address	356 LONE SPUR DR, FOLSOM, CA 95630-6176
Document Number	2021102901020
Map Reference	MB 330 MAP 2
Instrument Date	Oct 26, 2021
Instrument	2021102901020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	356 LONE SPUR DR, FOLSOM, CA 95630-6176

Tax Assessment & Valuation

The 2025 property tax bill for 356 Lone Spur Dr was $8,257, up 1.8% from the year before.

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$659,168 (+2%) Land $222,853 Building $436,315
2025	$8,257.00 (+1.76%)	$646,244 Land $218,484 Building $427,760
2024	$8,114.00 (+30.43%)
2023	$6,221.00 (+1.06%)	$468,515 Land $139,439 Building $329,076
2022	$6,156.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 356 Lone Spur Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Lone Spur Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 384 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Zeta Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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