356 Granite St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 356 Granite St, Biddeford, ME 04005

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,584 sqft · built 1983
Lot Size	0.59 acres (25,700 sqft)
Owner	Individual Name on File
Last Sale	$437,500 (Dec 2023)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Dec 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:16 L:57`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:16 L:57`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,584 sqft Living Area
Gross Area	1,608 sqft
1st Floor Area	1,584 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,700 sqft (0.59 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Street Address	356 GRANITE ST
City	BIDDEFORD
State	ME
Zip	04005-9784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Lot Number	57
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1018
Census Tract	25100

Owner

356 Granite St is owned and occupied by an individual who bought it in December 2023.

Source: York County and Biddeford City records, as of July 30, 2026

Owner of Record	Individual Name on File
Mailing Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage GUILD MORTGAGE CO
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 31, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage MORTGAGE RESEARCH CENTER LLC
May 26, 2020	Quit Claim Deed, Transfer Quitclaim
Mar 15, 2017	Warranty Deed, Transfer NORWICH COMMERCAL GRP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on File
Deed Sale	Dec 1, 2023 · Amount on File
Prior Sale	May 31, 2022 · Amount on File
Deed Document Number	202337948
Deed Book / Page	19354 / 501
Prior Transfer Date	May 18, 2020
Prior Transfer Doc	0182540347
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Transaction Type	Mortgage
Record Updated	Feb 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0198260199
Date	Jan 16, 2026
Book Page	19826/199
Instrument	2026001554

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Dec 1, 2023
Property Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0193540501
Book / Page	19354 / 501
Instrument Date	Nov 30, 2023
Instrument	2023037948
Transaction Type	Transfer
Record Updated	Dec 18, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	48 PROSPECT ST APT 16, 16, WESTBROOK, ME 04092-3963

Mortgage

Document Number	2023037949
Date	Dec 1, 2023
Instrument	2023037949

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 31, 2022
Property Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0190380374
Book / Page	19038 / 374
Instrument Date	May 31, 2022
Instrument	2022023304
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Venture
Address	1295 S INDIES CIR, VENICE, FL 34285-6321

Mortgage

Document Number	2022023305
Date	May 31, 2022
Instrument	2022023305

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 26, 2020
Property Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0182540347
Book / Page	18254 / 347
Instrument Date	May 18, 2020
Instrument	2020021874
Transaction Type	Transfer
Record Updated	Feb 2, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Mar 15, 2017
Property Address	356 GRANITE ST, BIDDEFORD, ME 04005-9784
Document Number	0174360098
Book / Page	17436 / 0098
Instrument	2017009812
Transaction Type	Transfer
Record Updated	Jul 25, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017009813
Date	Mar 15, 2017
Instrument	2017009813

Lender

Name	NORWICH COMMERCAL GRP

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 15, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 356 Granite St was $5,750, up 6.2% from the year before.

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,750.00 (+6.21%)	$384,900 (+1.1%) Land $170,900 Building $214,000
2024	$5,414.00 (+9.29%)	$380,700 (+0.82%) Land $170,900 Building $209,800
2023	$4,954.00 (+13.44%)	$377,600 (+41.9%) Land $167,800 Building $209,800	$395,010
2022	$4,367.00	$266,100 Land $94,600 Building $171,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 Granite St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Granite St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber	2,000 / 2,000
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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