Gilpin County property record for 356 Gold Rd, Black Hawk, CO 80422
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,344 sqft · built 1958 |
| Lot Size | 1.29 acres (56,192 sqft) |
| Owner | Individual Name on File |
| Last Sale | $549,000 (Aug 2026) |
| Tax Bill | $2,138 (2025) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1711-083-08-196 |
| Primary APN | 1711-083-08-196 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Heated Area |
| Gross Area | 1,976 sqft |
| 1st Floor Area | 1,344 sqft |
| Basement Area | 576 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1958 |
|---|---|
| Effective Year Built | Effective 1972 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 56,192 sqft (1.29 acres) |
| Garage Type | Basement |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Radiant |
|---|---|
| Heating Fuel | Gas |
| Account Number | R004471 |
|---|---|
| Street Address | 356 GOLD RD |
| City | BLACK HAWK |
| State | CO |
| Zip | 80422-4136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S: 8 T: 2S R: 72W SUBD: GILPIN GARDENS LOT: 033 & IMPS |
| Legal Range | 72W |
| Legal Township | 02S |
| Legal Section | 08 |
| Legal Subdivision | GILPIN GARDENS |
| Legal Lot Number | 33 |
| Jurisdiction | GILPIN CO |
| Township / Civil Division | CENTRAL CITY |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 13801 |
356 Gold Rd is owned and occupied by an individual who bought it in August 2026.
Source: Gilpin County records, as of September 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 GOLD RD, BLACK HAWK, CO 80422-4136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 31, 2026 | Special Warranty Deed, Transfer · Conventional Mortgage AMERICAN FINANCING |
| May 25, 2022 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Jun 27, 2023 | Bargain and Sale Deed, Transfer |
| Sep 12, 2019 | Personal Representative Deed, Transfer · Conventional Mortgage DSW MORTGAGE INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2026 · Amount on File |
| Deed Sale | Aug 31, 2026 · Amount on File |
| Prior Sale | Sep 12, 2019 · Amount on File |
| Deed Document Number | 2026181067 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Aug 31, 2026 |
| Property Address | 356 GOLD RD, BLACK HAWK, CO 80422-4136 |
| Document Number | 0000181067 |
| Instrument Date | Aug 28, 2026 |
| Instrument | 2026181067 |
| Transaction Type | Transfer |
| Record Updated | Sep 9, 2026 |
| Title Company | CHICAGO TITLE W, CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,544.90 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 356 GOLD RD, BLACK HAWK, CO 80422-4136 |
| Investor | Possibly a Property Investor |
| Document Number | 0000181068, |
|---|---|
| Date | Aug 31, 2026 |
| Instrument | 2026181068 |
| Name | AMERICAN FINANCING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILPIN CO |
| Property Address | 356 GOLD RD, BLACK HAWK, CO 80422-4150 |
| Transaction Type | Mortgage |
| Record Updated | Apr 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | PO BOX 727, BLACK HAWK, CO 80422-0727 |
| Document Number | 0000172366 |
|---|---|
| Date | May 25, 2022 |
| Instrument | 172366 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Jun 27, 2023 |
| Property Address | 356 GOLD RD, BLACK HAWK, CO 80422-4150 |
| Document Number | 0000174652 |
| Instrument Date | Jun 23, 2023 |
| Instrument | 174652 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 30437 APPALOOSA DR, EVERGREEN, CO 80439-8633 |
| Name | Verified Name |
|---|---|
| Address | 356 GOLD RD, BLACK HAWK, CO 80422-4150 |
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | GILPIN CO |
| Recording Date | Sep 12, 2019 |
| Property Address | 356 GOLD RD, BLACK HAWK, CO 80422-4150 |
| Document Number | 0000164464 |
| Instrument Date | Sep 10, 2019 |
| Instrument | 164464 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $25.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 GOLD RD, BLACK HAWK, CO 80422-4150 |
| Document Number | 0000164465 |
|---|---|
| Date | Sep 12, 2019 |
| Instrument | 164465 |
| Name | DSW MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2049 |
The 2025 property tax bill for 356 Gold Rd was $2,138, up 17.5% from the year before.
Source: Gilpin County assessment roll, as of April 2, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Gilpin County |
| Unified School District | Boulder Valley School District RE-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,138.00 (+17.54%) | $29,010 (+6.46%) Land $2,380 Building $26,630 | $464,080 (+14.11%) Land $38,000 Building $426,080 |
| 2024 | $1,819.00 (+0.72%) | $27,250 (-) Land $2,240 Building $25,010 | $406,710 (-) Land $33,473 Building $373,237 |
| 2023 | $1,806.00 (+9.65%) | $27,250 (+20.79%) Land $2,240 Building $25,010 | $406,710 (+25.29%) Land $33,473 Building $373,237 |
| 2022 | $1,647.00 | $22,560 Land $2,640 Building $19,920 | $324,610 Land $38,000 Building $286,610 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 356 Gold Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 22, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Gold Rd is high, ranking above 84% of the US, with a 0.5% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 84% of the US · above 88% of Colorado |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Visionary Broadband Fiber · Fixed Wireless in parts of the area | 300 / 300 |
| Nedernet Fixed Wireless | 100 / 100 |
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