356 Gilbert Ave, Fairborn, OH 45324 Property Records

Greene County property record for 356 Gilbert Ave, Fairborn, OH 45324

Property Summary

Property Type	Single Family Home
Lot Size	0.1 acres (4,375 sqft)
Owner	Individual Name on File
Last Sale	$234,945 (Sep 2026)
Tax Bill	$635 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Sep 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A02-0002-0013.0-0028.00`

Property Details

APN / Parcel Number

Primary APN	`A02-0002-0013.0-0028.00`

Exterior

Lot Area	4,375 sqft (0.1 acres)
Lot Width	35 ft Width
Garage Type	Detached
Garage Area	720 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	356 GILBERT AVE
City	FAIRBORN
State	OH
Zip	45324-3208
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	W V HEIGHTS E SIDE LOT 1729 ADJ TO GILBERT AV
Legal Subdivision	W V HEIGHTS
Legal Lot Number	1729
Jurisdiction	GREENE OH
Township / Civil Division	BATH
Census Block Group	1
Census Block	1008
Census Tract	200700

Owner

356 Gilbert Ave is owned and occupied by an individual who bought it in September 2026.

Source: Greene County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Deed of Trust, Mortgage · VA Mortgage NFM LENDING
Sep 10, 2026	Warranty Deed, Transfer · VA Mortgage NFM LENDING
Nov 24, 2025	Warranty Deed, Transfer UNKNOWN, EMPORA TITLE LLC
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026 · Amount on File
Deed Sale	Sep 10, 2026 · Amount on File
Prior Sale	Nov 24, 2025 · Amount on File
Deed Document Number	202615376
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENE OH
Recording Date	Sep 10, 2026
Property Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208
Document Number	0000015377
Instrument Date	Jul 14, 2026
Instrument	202615377
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1922 SPRING RIDGE DR, XENIA, OH 45385-9800

Mortgage

Document Number	0000015377,
Date	Sep 10, 2026
Instrument	202615377

Lender

Name	NFM LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Sep 10, 2026
Property Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208
Document Number	0000015376
Instrument Date	Jul 14, 2026
Instrument	202615376
Transaction Type	Transfer
Record Updated	Sep 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$47,458.89
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208

Mortgage

Document Number	0000015377,
Date	Sep 10, 2026
Instrument	202615377

Lender

Name	NFM LENDING

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Nov 24, 2025
Property Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208
Document Number	0000018657
Map Reference	CAB 31 PG 291B & 292
Instrument Date	Nov 20, 2025
Instrument	2025018657
Transaction Type	Transfer
Record Updated	Dec 5, 2025
Title Company	UNKNOWN, EMPORA TITLE LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	553 LUDLOW RD, XENIA, OH 45385-8559

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GREENE OH
Recording Date	Jun 3, 2022
Property Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208
Document Number	0000010937
Map Reference	CAB 31 PG 291B&292A
Instrument Date	May 23, 2022
Instrument	2022010937
Transaction Type	Transfer
Record Updated	Jun 20, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 GILBERT AVE, FAIRBORN, OH 45324-3208

Mortgage

Document Number	0000010938
Date	Jun 3, 2022
Instrument	2022010938

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 356 Gilbert Ave was $635, up 3.3% from the year before.

Source: Greene County assessment roll, as of March 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Greene County
County Subdivision	Bath Township
Municipality	Fairborn City
Unified School District	Fairborn City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$635.00 (+3.25%)	$4,970 (-) Land $2,490 Building $2,480
2024	$615.00 (+156.25%)	$4,970 (-) Land $2,490 Building $2,480
2023	$240.00 (-3.23%)	$4,970 (+15.31%) Land $2,490 Building $2,480	$14,190 Land $7,110 Building $7,080
2022	$248.00	$4,310 Land $1,910 Building $2,400
2020			$12,320 Land $5,470 Building $6,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 356 Gilbert Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 28, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 356 Gilbert Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRBORN PUBLIC WATER SYSTEM private · serves 34,620 people · EPA ID OH2900612
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 408 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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