356 Gaines Rd, Clover, SC 29710 Property Records

York County property record for 356 Gaines Rd, Clover, SC 29710

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,034 sqft · built 2022
Lot Size	0.184 acres (8,036 sqft)
Owner	2 Individual Names on File
Last Sale	$384,665 (Jul 2022)
Tax Bill	$3,719 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jan 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`010-07-01-007`

Property Details

APN / Parcel Number

Primary APN	`010-07-01-007`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,034 sqft Living Area
Gross Area	2,622 sqft
1st Floor Area	783 sqft
2nd Floor Area	1,251 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Aluminum/Vinyl
Lot Area	8,036 sqft (0.184 acres)
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	48 sqft
Patio Area	120 sqft

Location & Zoning

Street Address	356 GAINES RD
City	CLOVER
State	SC
Zip	29710-3925
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT# 1 BOSHAMER FARMS PHS 1
Legal Subdivision	BOSHAMER FARMS PHS 1
Legal Lot Number	1
Jurisdiction	YORK SC
Township / Civil Division	CLOVER
Census Block Group	1
Census Block	1002
Census Tract	61802

Owner

356 Gaines Rd is owned and occupied by two individuals who bought it in July 2022.

Source: York County records, as of May 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	356 GAINES RD, CLOVER, SC 29710-3925
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD
Jan 13, 2022	Deed, Transfer DHI TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on File
Deed Sale	Jul 18, 2022 · Amount on File
Deed Document Number	202232217
Deed Book / Page	20302 / 162
Record Updated	Sep 20, 2026

July 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	YORK SC
Recording Date	Jul 18, 2022
Property Address	356 GAINES RD, CLOVER, SC 29710-3925
Document Number	2030200162
Book / Page	20302 / 162
Map Reference	MB 167 PG 44
Instrument Date	Jul 15, 2022
Instrument	2022032217
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 24, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,001.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	2022032218
Date	Jul 18, 2022
Instrument	2022032218

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2052

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	YORK SC
Recording Date	Jan 13, 2022
Property Address	356 GAINES RD, CLOVER, SC 29710-3925
Document Number	1991200317
Book / Page	19912 / 317
Map Reference	MB 167 PG 44
Instrument Date	Jan 11, 2022
Instrument	2022001973
Transaction Type	Transfer
Record Updated	Apr 24, 2026
Title Company	DHI TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 356 Gaines Rd was $3,719.

Source: York County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	York County
Municipality	Clover Town
Unified School District	York School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,719.00	$14,956 Land $1,800 Building $13,156	$373,900 Land $45,000 Building $328,900
2023	$3,766.00	$14,870 Land $1,520 Building $13,350	$371,755 Land $38,000 Building $333,755

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 356 Gaines Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Gaines Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 93% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CLOVER serves 8,400 people · EPA ID SC4610006
Water Source	Purchased surface water from TWO RIVERS UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 242 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Comporium Fiber	5,000 / 5,000
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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