356 Front St, Galva, IL 61434 Property Records

Henry County property record for 356 Front St, Galva, IL 61434

Property Summary

Property Type	Commercial
Lot Size	0.174 acres (1,600 sqft)
Owner	Individual Name on Record
Last Sale	$70,000 (Sep 2022)
Tax Bill	$826 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Oct 2020 Loan Modification + 6 more
Flood Zone	Zone X (minimal risk)
APN	`24-28-482-002`

Property Details

APN / Parcel Number

Primary APN	`24-28-482-002`

Exterior

Lot Area	1,600 sqft (0.174 acres)
Lot Dimensions	80 ft deep x 20 ft wide

Location & Zoning

Street Address	356 FRONT ST
City	GALVA
State	IL
Zip	61434-1365
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	LOT 3 OF 5 SUB OF BLK 43 ORIGINAL TOWN CITY OF GALVA [TIF]
Legal Subdivision	ORIGINAL TOWN CITY OF GALVA
Legal Block	43
Legal Lot Number	3
Jurisdiction	HENRY IL
Township / Civil Division	GALVA
Census Block Group	1
Census Block	1057
Census Tract	31100

Owner

Source: Henry County records, as of July 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	354 FRONT ST, GALVA, IL 61434-1365
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit COMMUNITY STATE BANK
Oct 2, 2020	Loan Modification, Mortgage · Line of Credit COMMUNITY ST BK
Sep 26, 2019	Loan Modification, Mortgage · Line of Credit COMMUNITY ST BK
Sep 26, 2019	Loan Modification, Mortgage COMMUNITY ST BK
Sep 27, 2018	Loan Modification, Mortgage COMMUNITY ST BK
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit COMMUNITY ST BK
Aug 1, 2017	Loan Modification, Mortgage COMMUNITY ST BK
Jul 20, 2012	Deed of Trust, Mortgage COMMUNITY ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2022 · Amount on Record
Deed Sale	Sep 8, 2022 · Amount on Record
Deed Document Number	20225359
Prior Transfer Date	Sep 7, 2022
Prior Transfer Doc	0000005359
Record Updated	Sep 20, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Transaction Type	Mortgage
Record Updated	Jul 3, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25933 W STATE RD, KEWANEE, IL 61443-8610

Mortgage

Document Number	0000006327
Date	Oct 28, 2022
Instrument	20-2206327

Lender

Name	COMMUNITY STATE BANK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 11, 2023

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000007667
Instrument Date	Oct 2, 2020
Transaction Type	Mortgage
Record Updated	Dec 7, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUNSET DR KEWANEE IL 614433371, KEWANEE, IL 61443-3371

Mortgage

Document Number	0000007667
Date	Nov 19, 2020
Instrument	7667

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Nov 18, 2021

Interest

Rate Type	Adjustable Rate
Rate	5.25%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000005328
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUNSET DR KEWANEE IL 614433371, KEWANEE, IL 61443-3371

Mortgage

Document Number	0000005328
Date	Oct 16, 2019
Instrument	5328

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2020

Interest

Rate Type	Adjustable Rate
Rate	6%

September 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000005327
Instrument Date	Sep 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 27, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25933 W STATE RD KEWANEE IL 614438610, KEWANEE, IL 61443-8610

Mortgage

Document Number	0000005327
Date	Oct 16, 2019
Instrument	5327

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 15, 2020

Interest

Rate	6%

September 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000005529
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUNSET DR KEWANEE IL 614433371, KEWANEE, IL 61443-3371

Mortgage

Document Number	0000005529
Date	Oct 5, 2018
Instrument	5529

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Amount	Amount Recorded
Term	12 Months
Due	Oct 4, 2019

Interest

Rate	6%

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000005528
Instrument Date	Sep 27, 2018
Transaction Type	Mortgage
Record Updated	Dec 5, 2018
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUNSET DR KEWANEE IL 614433371, KEWANEE, IL 61443-3371

Mortgage

Document Number	0000005528
Date	Oct 5, 2018
Instrument	5528

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Oct 4, 2023

Interest

Rate Type	Adjustable Rate
Rate	6%

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000004529
Instrument Date	Aug 1, 2017
Transaction Type	Mortgage
Record Updated	Aug 25, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 SUNSET DR KEWANEE IL 614433371, KEWANEE, IL 61443-3371

Mortgage

Document Number	0000004529
Date	Aug 4, 2017
Instrument	4529

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	GALVA, IL 61434

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Aug 3, 2022

Interest

Rate	6%

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENRY IL
Property Address	356 FRONT ST, GALVA, IL 61434-1365
Document Number	0000000613
Instrument Date	Jul 20, 2012
Transaction Type	Mortgage
Record Updated	Mar 6, 2018

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	442 S TREMONT ST KEWANEE IL 614432844, KEWANEE, IL 61443-2844

Mortgage

Document Number	0000000613
Date	Jan 31, 2018
Instrument	613

Lender

Name	COMMUNITY ST BK
Type	Bank
Address	KEWANEE, IL 61443

Agreement

Amount	Amount Recorded

Interest

Rate	6%

Tax Assessment & Valuation

Source: Henry County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Henry County
County Subdivision	Galva Township
Municipality	Galva City
Unified School District	Galva Community Unit School District 224 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$826.00 (-7.81%)	$8,537 (-) Land $943 Building $7,594	$25,611 (-) Land $2,829 Building $22,782
2022		$8,537 Land $943 Building $7,594	$25,611 Land $2,829 Building $22,782
2021	$896.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GALVA serves 2,449 people · EPA ID IL0730450
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mid Century Telephone Cooperative Fiber	1,000 / 1,000
Cambridge Telcom Services Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Nextlink.

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