York County and Saco City property record for 356 Ferry Rd, Saco, ME 04072
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 839 sqft · built 1960 |
| Lot Size | 0.34 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Apr 2022) |
| Tax Bill | $4,056 (2025) |
| Deeds & Mortgages | May 2022 Line of Credit May 2020 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | W0080R |
| Primary APN | W0080R |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 839 sqft Living Area |
| Gross Area | 2,190 sqft |
| 1st Floor Area | 812 sqft |
| Basement Area | 839 sqft |
| Unfinished Basement | 839 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 14,810 sqft (0.34 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | W0080R |
|---|---|
| Street Address | 356 FERRY RD |
| City | SACO |
| State | ME |
| Zip | 04072-2255 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Lot Number | 61 |
| Jurisdiction | SACO ME |
| Township / Civil Division | SACO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 5400 |
Source: York County and Saco City records · APN W0080R
Assessment roll updated May 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 297 BRACKETT ST, 2, PORTLAND, ME 04102-3221 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 04, 2022 | Deed of Trust, Mortgage · Line of Credit SACO VALLEY CREDIT UNION |
| May 05, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance ANDROSCOGGIN BANK |
| Apr 25, 2022 | Quit Claim Deed, Transfer · Line of Credit SACO VALLEY CREDIT UNION |
| Oct 04, 2018 | Personal Representative Deed, Transfer CITIZENS BANK OF RI |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 25, 2022 · Amount on Record |
| Deed Sale | Apr 25, 2022 · Amount on Record |
| Prior Sale | Oct 04, 2018 · Amount on Record |
| Deed Document Number | 20222022017951 |
| Deed Book / Page | 19009 / 549 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 356 FERRY RD, SACO, ME 04072-2255 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0190170291 |
|---|---|
| Date | May 04, 2022 |
| Book Page | 19017/291 |
| Instrument | 2022019444 |
| Name | SACO VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SACO ME |
| Property Address | 356 FERRY RD, SACO, ME 04072-2255 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0182370522 |
|---|---|
| Date | May 05, 2020 |
| Book Page | 18237/522 |
| Instrument | 2020019066 |
| Name | ANDROSCOGGIN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Apr 25, 2022 |
| Property Address | 356 FERRY RD, SACO, ME 04072-2255 |
| Document Number | 0190090549 |
| Book / Page | 19009 / 549 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 2022017951 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 356 FERRY RD, SACO, ME 04072-2255 |
| Document Number | 2022019444 |
|---|---|
| Date | Apr 25, 2022 |
| Instrument | 2022019444 |
| Name | SACO VALLEY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | SACO ME |
| Recording Date | Oct 04, 2018 |
| Property Address | 356 FERRY RD, SACO, ME 04072-2255 |
| Document Number | 0178150679 |
| Book / Page | 17815 / 0679 |
| Instrument | 2018041860 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 2018041861 |
|---|---|
| Date | Oct 04, 2018 |
| Instrument | 2018041861 |
| Name | CITIZENS BANK OF RI |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 04, 2048 |
Source: York County and Saco City records · Assessment roll updated May 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maine |
| County | York County |
| Municipality | Saco City |
| Unified School District | Saco Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,056.00 (-2.31%) | $285,600 (-3.35%) Land $151,700 Building $133,900 | |
| 2024 | $4,152.00 (+13.75%) | $295,500 (+48.42%) Land $151,700 Building $143,800 | $400,900 |
| 2022 | $3,650.00 | $199,100 Land $115,500 Building $83,600 |
Source: FEMA National Flood Hazard Layer as of April 16, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 11 (1978–2024) |
| Claims Outside the SFHA | 4 of 11 |
| Most Recent Claim | Jan 2024 · Severe Storms And Flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Consolidated Communications Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
Based on FCC filings for 167 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Turbidity resolved · Aug 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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