Harford County property record for 356 Enfield Rd, Joppa, MD 21085
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 1,978 sqft · built 2000 |
| Lot Size | 0.166 acres (7,230 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $330,000 (Jun 2018) |
| Tax Bill | $3,641 (2025) |
| Deeds & Mortgages | Aug 2017 Mortgage Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-270818 |
| Primary APN | 01-270818 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,978 sqft Total Area |
| Basement Area | 500 sqft |
| Finished Basement | 500 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,230 sqft (0.166 acres) |
| Garage Type | Mixed |
| Garage Area | 345 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 231 sqft |
| Deck Area | 231 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 270818 |
|---|---|
| Street Address | 356 ENFIELD RD |
| City | JOPPA |
| State | MD |
| Zip | 21085-3750 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | LT 88 7230 SF 356 ENFIELD ROAD JOPPA CROSSING PT 79/65 |
| Legal Subdivision | JOPPA CROSSING |
| Legal Lot Number | 88 |
| Jurisdiction | HARFORD MD |
| Township / Civil Division | 1, ABINGDON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 301401 |
Source: Harford County records · APN 01-270818
Assessment roll updated August 12, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 356 ENFIELD RD, JOPPA, MD 21085-3750 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 02, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA |
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional with PMI CALIBER HM LOANS |
| Jun 29, 2018 | Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2018 · Amount on Record |
| Deed Sale | Jun 29, 2018 · Amount on Record |
| Prior Sale | Oct 06, 2000 · Amount on Record |
| Deed Book / Page | 12889 / 28 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 356 ENFIELD RD, JOPPA, MD 21085-3750 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | PROPERTY TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0124520089 |
|---|---|
| Date | Aug 02, 2017 |
| Book Page | 12452/0089 |
| Instrument | 12452-0089 |
| Name | MB FINANCIAL BANK NA |
|---|---|
| Type | Bank |
| Address | ANN ARBOR, MI 48105 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HARFORD MD |
| Property Address | 356 ENFIELD RD, JOPPA, MD 21085-3750 |
| Document Number | 0139150033 |
| Instrument Date | Apr 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | FLYNN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 356 ENFIELD RD JOPPA MD 210853750, JOPPA, MD 21085-3750 |
| Document Number | 0139150033 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 013915/000033 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HARFORD MD |
| Recording Date | Jun 29, 2018 |
| Property Address | 356 ENFIELD RD, JOPPA, MD 21085-3750 |
| Document Number | 0128890028 |
| Book / Page | 012889 / 000028 |
| Instrument Date | May 17, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2018 |
| Title Company | DEFINITIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $330.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 356 ENFIELD RD JOPPA MD 210853750, JOPPA, MD 21085-3750 |
| Document Number | 128890036 |
|---|---|
| Date | Jun 29, 2018 |
| Book Page | 012889/000036 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2048 |
Source: Harford County records · Assessment roll updated August 12, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Harford County |
| Unified School District | Harford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $374,700 (+14.84%) | $395,000 (+18.23%) Land $81,200 Building $313,800 | |
| 2025 | $3,641.00 (+4.93%) Homeowner's exemption | ||
| 2023 | $326,267 | $334,100 Land $81,200 Building $252,900 | |
| 2022 | $3,470.00 |
Source: FEMA National Flood Hazard Layer, Harford County (24025C), updated October 15, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240253014011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 245 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | HARFORD COUNTY D.P.W. serves 104,567 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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