Rockland County and Orangetown Town property record for 356 E Central Ave, Pearl River, NY 10965
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,530 sqft · built 1961 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Dec 2025 Mortgage Dec 2023 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392489 69.13-3-16 |
| Primary APN | 392489 69.13-3-16 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,530 sqft Living Area |
| 1st Floor Area | 1,530 sqft |
| Game Room | Game Room |
| Year Built | Built 1961 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Composition/Composite |
| Lot Area | 15,246 sqft (0.35 acres) |
| Lot Width | 123 ft Width |
| Garage Type | Attached |
| Garage Area | 250 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Covered Porch |
| Porch Area | 68 sqft |
| Patio Area | 315 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0022594 |
|---|---|
| Old Parcel Number | 248906901300030160000000 |
| Street Address | 356 E CENTRAL AVE |
| City | PEARL RIVER |
| State | NY |
| Zip | 10965-2727 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 40/14/135/7 |
| Legal Subdivision | MOUNTAINVIEW PEARL RIVER NT |
| Legal Block | 3 |
| Legal Lot Number | 16.000 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | ORANGETOWN |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 12800 |
356 E Central Ave is owned and occupied by an individual who acquired it in October 2023.
Source: Rockland County and Orangetown Town records, as of February 14, 2024
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 30, 2025 | Deed of Trust, Mortgage · Conventional Mortgage RELIANCE FIRST CAPITAL LLC |
| Dec 18, 2023 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Dec 18, 2023 | Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA |
| Oct 11, 2023 | Intrafamily Transfer, Transfer JUDICIAL TITLE |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 11, 2023 |
| Transfer Doc | 0000030653 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000040653 |
|---|---|
| Date | Dec 30, 2025 |
| Instrument | 2025-00040653 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 192 Months |
| Due | Jan 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000037664 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-00037664 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 4, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0000037659 |
|---|---|
| Date | Dec 18, 2023 |
| Instrument | 2023-00037659 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 4, 2043 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Oct 11, 2023 |
| Property Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Document Number | 0000030653 |
| Map Reference | BK 62 PG 15 MAP 2805 |
| Instrument Date | Oct 10, 2023 |
| Instrument | 2023-00030653 |
| Transaction Type | Transfer |
| Record Updated | Dec 6, 2023 |
| Title Company | JUDICIAL TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
| Name | Verified Name |
|---|---|
| Address | 356 E CENTRAL AVE, PEARL RIVER, NY 10965-2727 |
Source: Rockland County and Orangetown Town assessment roll, as of May 31, 2023
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Orangetown Town |
| Unified School District | Pearl River Union Free School District (PK - 12) |
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $172,600 (-) Land $49,300 Building $123,300 | $484,423 (+5.19%) Land $138,366 Building $346,057 |
| 2022 | $172,600 Land $49,300 Building $123,300 | $460,512 Land $131,537 Building $328,975 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 356 E Central Ave in Zone X, an area of minimal flood risk, though there have been 13 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 13 (1978–2011) |
| Claims Outside the SFHA | 3 of 13 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 E Central Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 91% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 275 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 980 / 880 |
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