356 Duncan Ln, Winchester, TN 37398 Property Records

Franklin County property record for 356 Duncan Ln, Winchester, TN 37398

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,248 sqft · built 2015
Lot Size	5.76 acres (250,906 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Jan 2022)
Tax Bill	$1,239 (2022)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Jan 2022 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`026065 01600`

Property Details

APN / Parcel Number

Primary APN	`026065 01600`
Alternative APN	`065 01600`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,248 sqft Living Area
1st Floor Area	1,248 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	250,906 sqft (5.76 acres)

Exterior Amenities

Porch	Porch
Porch Area	152 sqft
Deck Area	128 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	356 DUNCAN LN
City	WINCHESTER
State	TN
Zip	37398-2583
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 01, COUNTY AREA: R04
Legal Subdivision	TWIN CREEKS VILLAGE
Jurisdiction	FRANKLIN TN
Township / Civil Division	1
Census Block Group	1
Census Block	1012
Census Tract	960402

Owner

Source: Franklin County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4049 NEW HIGHWAY 96 W, FRANKLIN, TN 37064-4784
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Feb 23, 2022	Warranty Deed, Transfer · VA Mortgage CALIBER HOME LOANS INC
Jan 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK
Jan 20, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRSTBANK
Jan 12, 2022	Warranty Deed, Transfer UNKNOWN, SOUTHERN TENNESSEE T&E LLC
Jan 5, 2022	Quit Claim Deed, Transfer Quitclaim
Jan 15, 2021	Loan Modification, Mortgage FIRSTBANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 20, 2022 · Amount on Record
Deed Sale	Jan 20, 2022 · Amount on Record
Prior Sale	Jan 12, 2022 · Amount on Record
Deed Document Number	2022535
Deed Book / Page	462 / 731
Prior Transfer Date	Nov 15, 2021
Prior Transfer Doc	0022000144
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Feb 23, 2022
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0022001564
Book / Page	D463 / 645
Map Reference	MB 90 PG 497
Instrument Date	Feb 22, 2022
Instrument	22001564
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,202.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	300 S COLLEGE ST, WINCHESTER, TN 37398-1522

Mortgage

Document Number	0022001565
Date	Feb 23, 2022
Instrument	22001565

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 20, 2022
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0022000535
Book / Page	D0462 / 731
Map Reference	ENV 686-31
Instrument Date	Jan 19, 2022
Instrument	22000535
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Amount	Amount Recorded
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 REYNOLDS RD, FRANKLIN, TN 37064-2926
Investor	Possibly a Property Investor

Mortgage

Document Number	0022000536
Date	Jan 20, 2022
Instrument	22000536

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 2, 2023

Mortgage

Document Number	0022000625
Date	Jan 24, 2022
Book Page	T1428/455
Instrument	22000625

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 20, 2022
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0022000535
Book / Page	D0462 / 731
Map Reference	ENV 686-31
Instrument Date	Jan 19, 2022
Instrument	22000535
Transaction Type	Transfer
Record Updated	Jul 4, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$666.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	110 REYNOLDS RD, FRANKLIN, TN 37064-2926
Investor	Possibly a Property Investor

Mortgage

Document Number	0022000536
Date	Jan 20, 2022
Instrument	22000536

Lender

Name	FIRSTBANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Feb 2, 2023

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 12, 2022
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0022000334
Book / Page	D0462 / 588
Instrument Date	Jan 3, 2022
Instrument	22000334
Transaction Type	Transfer
Record Updated	Jan 27, 2026
Title Company	UNKNOWN, SOUTHERN TENNESSEE T&E LLC

Transaction

Amount	Amount Recorded
Tax	$610.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4049 NEW HIGHWAY 96 W, FRANKLIN, TN 37064-4784
Investor	Possibly a Property Investor

January 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN TN
Recording Date	Jan 5, 2022
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0022000144
Book / Page	D0462 / 439
Instrument Date	Nov 15, 2021
Instrument	22000144
Transaction Type	Transfer
Record Updated	Jan 27, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 GERONIMO RD, AMARILLO, TX 79108-1015

January 2021: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN TN
Property Address	356 DUNCAN LN, WINCHESTER, TN 37398-2583
Document Number	0000000535
Instrument Date	Jan 15, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 CHEROKEE LN WINCHESTER TN 373984699, WINCHESTER, TN 37398-4699

Mortgage

Document Number	0000000535
Date	Jan 21, 2021
Book Page	001367/000211
Instrument	535

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Jan 20, 2024

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Franklin County
Municipality	Winchester City
Unified School District	Franklin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$131,200 (+167.07%) Land $21,600 Building $109,600
2023		$49,125 Land $13,500 Building $35,625
2022	$1,239.00		$328,000 Land $54,000 Building $274,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 23, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER SYSTEM serves 25,683 people · EPA ID TN0000754
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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