356 Cracker Ln, Wauchula, FL 33873 Property Records

Hardee County property record for 356 Cracker Ln, Wauchula, FL 33873

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 1,514 sqft · built 2003
Lot Size	2.5 acres (108,900 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Oct 2021)
Tax Bill	$2,403 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-34-26-0100-00001-0022`

Property Details

APN / Parcel Number

Primary APN	`03-34-26-0100-00001-0022`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,514 sqft Heated Area
Gross Area	1,946 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2003
Architectural Style	Modular
Exterior Material	Aluminum/Vinyl
Construction Type	Manufactured
Foundation Type	Pier/Post & Beam
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	108,900 sqft (2.5 acres)
Porch	Open Porch
Patio Area	220 sqft
Utility Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	356 CRACKER LN
City	WAUCHULA
State	FL
Zip	33873-5209
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	F-R
Legal Description	2.50 AC LOT 22 PIONEER ACRES SUBD 03 34S 26E PB66P3 PB67P1 416P53 626P933P953 646P1362 646P1363 651P1126 (REA/EASE) 712P692-L
Legal Range	26E
Legal Township	34S
Legal Section	03
Legal Subdivision	PIONEER ACRES SUBD
Legal Block	1
Legal Lot Number	22
Jurisdiction	HARDEE FL
Township / Civil Division	ZOLFO SPRINGS
Census Block Group	1
Census Block	1041
Census Tract	970101

Owner

Source: Hardee County records, as of December 11, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	356 CRACKER LN, WAUCHULA, FL 33873-5209
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Deed of Trust, Mortgage · Line of Credit USALLIANCE FCU
Oct 12, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2021 · Amount on Record
Deed Sale	Oct 12, 2021 · Amount on Record
Deed Document Number	202125005843
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARDEE FL
Property Address	356 CRACKER LN, WAUCHULA, FL 33873-5209
Transaction Type	Mortgage
Record Updated	Mar 5, 2026
Title Company	SOUTHERN TITLE, SOUTHERN TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CRACKER LN, WAUCHULA, FL 33873-5209

Mortgage

Document Number	0025000419
Date	Jan 26, 2026
Instrument	202625000419

Lender

Name	USALLIANCE FCU
Type	Credit Union
Address	RYE, NY 10580

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARDEE FL
Recording Date	Oct 12, 2021
Property Address	356 CRACKER LN, WAUCHULA, FL 33873-5209
Document Number	202125005843
Map Reference	MB 66 PG 3
Instrument Date	Sep 28, 2021
Instrument	202125005843
Transaction Type	Transfer
Record Updated	Nov 25, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,540.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	356 CRACKER LN, 356, WAUCHULA, FL 33873-5209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CRACKER LN, WAUCHULA, FL 33873-5209

Mortgage

Document Number	202125005844
Date	Oct 12, 2021
Instrument	202125005844

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Hardee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hardee County
Unified School District	Hardee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,403.00 (+8.44%) Homeowner's exemption	$182,944 (+10.53%)	$226,236 (+12.95%) Land $68,750 Building $157,486
2024	$2,216.00 (+1.74%) Homeowner's exemption	$165,520 (+3%)	$200,290 (+16.44%) Land $60,000 Building $140,290
2023	$2,178.00 (+3.47%) Homeowner's exemption	$160,699 (+3%)	$172,008 (+10.25%) Land $50,000 Building $122,008
2022	$2,105.00 Homeowner's exemption	$156,018 Land $37,500 Building $118,518	$156,018 Land $37,500 Building $118,518

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 61% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

May also be available: Verizon.

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