356 Clove Dr, Memphis, TN 38117 Property Records

Shelby County property record for 356 Clove Dr, Memphis, TN 38117

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 2,345 sqft · built 1975
Lot Size	0.192 acres (8,356 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (Feb 2026)
Tax Bill	$2,206 (2025)
Deeds & Mortgages	Feb 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-6004-A0-0041`

Property Details

APN / Parcel Number

Primary APN	`05-6004-A0-0041`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,345 sqft Living Area
Gross Area	2,807 sqft
1st Floor Area	926 sqft
Utility Area	88 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Traditional
Exterior Material	Other
Lot Area	8,356 sqft (0.192 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	356 CLOVE DR
City	MEMPHIS
State	TN
Zip	38117-4009
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R-6
Legal Description	ES CLOVE DR MD 06032960 SEE MAP GRID 141N
Legal Subdivision	PECAN GROVE CONDOMINIUMS CUP
Legal Lot Number	40
Jurisdiction	SHELBY TN
Township / Civil Division	4
Census Block Group	2
Census Block	2021
Census Tract	8500

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	356 CLOVE DR, MEMPHIS, TN 38117-4009
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 6, 2026 · Amount on Record
Deed Sale	Feb 6, 2026 · Amount on Record
Prior Sale	Oct 4, 2016 · Amount on Record
Deed Document Number	20268828
Prior Transfer Date	Jan 23, 2015
Prior Transfer Doc	0000017566
Record Updated	Sep 20, 2026

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY TN
Recording Date	Feb 6, 2026
Property Address	356 CLOVE DR, MEMPHIS, TN 38117-4009
Document Number	0026008828
Map Reference	DOC 12064324
Instrument Date	Jan 29, 2026
Instrument	26008828
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	MID-SOUTH TITLE SERVICES LLC, MID SOUTH TITLE SERVICES LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CLOVE DR, MEMPHIS, TN 38117-4009

Mortgage

Document Number	0026008829
Date	Feb 6, 2026
Instrument	26008829

Lender

Name	PINNACLE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11%
Index	SOFR Average 30-Day
Margin	3
Max Rate	11%

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Shelby County
Municipality	Memphis City
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,206.00 (-59.16%)	$82,025 (+34.25%) Land $10,450 Building $71,575	$328,100 (+34.25%) Land $41,800 Building $286,300
2024	$5,401.00 (+45.15%)
2023		$61,100 Land $10,450 Building $50,650
2022	$3,721.00
2021			$244,400 Land $41,800 Building $202,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	5 (2003–2012)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Sep 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 50% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75

May also be available: AT&T, T-Mobile.

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