Worcester County and Winchendon Town property record for 356 Central St, Winchendon, MA 01475
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,759 sqft · built 1860 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $159,900 (Oct 2016) |
| Tax Bill | $3,324 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2021 Mortgage + 1 more |
| APN | WINC M:5A3 B:0 L:251 |
| Primary APN | WINC M:5A3 B:0 L:251 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,759 sqft Living Area |
| Gross Area | 2,772 sqft |
| Basement Area | 375 sqft |
| Unfinished Basement | 375 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,890 sqft (0.25 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 356 CENTRAL ST |
|---|---|
| City | WINCHENDON |
| State | MA |
| Zip | 01475-1405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Lot Number | 251 |
| Jurisdiction | WINCHENDON MA |
| Township / Civil Division | WINCHENDON |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 701102 |
Source: Worcester County and Winchendon Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 356 CENTRAL ST, WINCHENDON, MA 01475-1405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · FHA Mortgage |
| Aug 2, 2021 | Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT |
| Aug 1, 2024 | Deed of Trust, Mortgage · Stand-Alone Refinance FIDELITY COOPERATIVE BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 11, 2016 · Amount on Record |
| Deed Sale | Oct 11, 2016 · Amount on Record |
| Prior Sale | Jun 30, 2003 · Amount on Record |
| Deed Document Number | 2016115181 |
| Deed Book / Page | 56107 / 305 |
| Transfer Doc | 056107-305 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Recording Date | Jun 23, 2026 |
| Property Address | 356 CENTRAL ST, WINCHENDON, MA 01475-1405 |
| Document Number | 0000050854 |
| Book / Page | 73754 / 180 |
| Instrument Date | May 21, 2026 |
| Instrument | 202650854 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 356 CENTRAL ST, WINCHENDON, MA 01475-1405 |
| Document Number | 0000050854, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 73754/180 |
| Instrument | 202650854 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jul 1, 2046 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 356 CENTRAL ST, WINCHENDON, MA 01475-1405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0065746-36 |
|---|---|
| Date | Aug 2, 2021 |
| Book Page | 65746/36 |
| Instrument | 107689 |
| Name | SECRETARY HOUSING URBAN DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINCHENDON MA |
| Property Address | 356 CENTRAL ST, WINCHENDON, MA 01475-1405 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0070838-96 |
|---|---|
| Date | Aug 1, 2024 |
| Book Page | 70838/96 |
| Instrument | 60875 |
| Name | FIDELITY COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2044 |
Source: Worcester County and Winchendon Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Winchendon Town |
| Unified School District | Winchendon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,324.00 (+5.19%) | $282,900 (+12.26%) Land $32,100 Building $250,800 | $311,790 (-5.53%) |
| 2024 | $3,160.00 (-5.36%) | $252,000 (+1.12%) Land $30,700 Building $221,300 | $330,030 |
| 2023 | $3,339.00 | $249,200 Land $30,000 Building $219,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINCHENDON WATER DEPARTMENT serves 5,706 people · EPA ID MA2343000 |
|---|---|
| Water Source | Purchased surface water from ASH/WIN JOINT WATER AUTHORITY |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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