356 Central Ave, Caldwell, NJ 07006 Property Records

Essex County and North Caldwell Borough property record for 356 Central Ave, Caldwell, NJ 07006

Property Summary

Property Type	Single Family Home
Details	2,676 sqft · built 1978
Lot Size	0.424 acres (18,450 sqft)
Owner	2 Individual Names on File
Last Sale	$785,000 (Jan 2024)
Tax Bill	$15,544 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-01108-0000-00003`

Property Details

APN / Parcel Number

Primary APN	`15-01108-0000-00003`
Alternative APNs	`1501205000000033` `150110800003`

Interior

Stories	2 Stories
Building Area	2,676 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Lot Area	18,450 sqft (0.424 acres)
Lot Dimensions	205 ft deep x 90 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Location & Zoning

Old Parcel Number	1501205000000033
Street Address	356 CENTRAL AVE
City	CALDWELL
State	NJ
Zip	07006-4247
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	90X205 IRR
Legal Subdivision	FAWN RDG
Legal Block	1108
Legal Lot Number	3
Jurisdiction	ESSEX NJ
Township / Civil Division	NORTH CALDWELL
Census Block Group	5
Census Block	5013
Census Tract	21602

Owner

356 Central Ave is owned and occupied by two individuals who bought it in January 2024.

Source: Essex County and North Caldwell Borough records, as of July 2, 2026

Owner of Record	2 Individual Names on File
Mailing Address	356 CENTRAL AVE, CALDWELL, NJ 07006-4247
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed, Transfer · Conventional Mortgage NEW JERSEY LENDERS CORP
	Deed of Trust, Mortgage
Jan 25, 2023	Deed of Trust, Mortgage · Conventional Mortgage FALBRO LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on File
Deed Sale	Jan 18, 2024 · Amount on File
Prior Sale	Jun 22, 1993 · Amount on File
Deed Document Number	20243420
Prior Transfer Date	Oct 23, 1992
Prior Transfer Doc	5234000136
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	ESSEX NJ
Recording Date	Jan 18, 2024
Property Address	356 CENTRAL AVE, CALDWELL, NJ 07006-4247
Document Number	0000003420
Instrument Date	Dec 15, 2023
Instrument	2024003420
Transaction Type	Transfer
Record Updated	Feb 12, 2024
Title Company	FORTUNE TITLE AGENCY INC, FORTUNE TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,648.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	156 ROSELAND AVED, CALDWELL, NJ 07006

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CENTRAL AVE, CALDWELL, NJ 07006-4247

Mortgage

Document Number	0000003421
Date	Jan 18, 2024
Instrument	2024003421

Lender

Name	NEW JERSEY LENDERS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	356 CENTRAL AVE, CALDWELL, NJ 07006-4247
Transaction Type	Mortgage
Record Updated	Nov 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	356 CENTRAL AVE, NORTH CALDWELL, NJ 07006-4247

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	356 CENTRAL AVE, CALDWELL, NJ 07006-4247
Transaction Type	Mortgage
Record Updated	Feb 17, 2023
Title Company	SIMPLICITY TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005033
Date	Jan 25, 2023
Instrument	2023005033

Lender

Name	FALBRO LLC
Type	Non-Lending Institution
Address	CALDWELL, NJ 07006

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 11, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 356 Central Ave was $15,544, up 2.2% from the year before.

Source: Essex County and North Caldwell Borough assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
Municipality	North Caldwell Borough
Elementary School District	North Caldwell Borough School District (KG - 06)
Secondary School District	West Essex Regional School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$673,500 (-) Land $288,000 Building $385,500	$673,500 (-) Land $288,000 Building $385,500
2025	$15,544.00 (+2.22%)	$673,500 Land $288,000 Building $385,500	$673,500 Land $288,000 Building $385,500
2024	$15,207.00
2023		$673,500 (-) Land $288,000 Building $385,500	$673,500 (-) Land $288,000 Building $385,500
2022	$14,675.00 (-6.17%)	$673,500 Land $288,000 Building $385,500	$673,500 Land $288,000 Building $385,500
2021	$15,640.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 Central Ave in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	7 (1979–2022)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2022 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 Central Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 83% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH CALDWELL WATER DEP serves 6,000 people · EPA ID NJ0715001
Water Source	Purchased surface water from several systems
Lead	4 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 196 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

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