356 Bay Ln, Centerville, MA 02632 Property Records

Barnstable County and Barnstable Town City property record for 356 Bay Ln, Centerville, MA 02632

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,968 sqft · built 2011
Lot Size	4.7 acres (204,732 sqft)
Owner	2 Trust Names on Record
Last Sale	$1,200,000 (Oct 2019)
Tax Bill	$14,465 (2025)
Deeds & Mortgages	Oct 2019 Sale Sep 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`CENT M:186 L:018`

Property Details

APN / Parcel Number

Primary APN	`CENT M:186 L:018`
Alternative APN	`106735`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,968 sqft Living Area
Gross Area	6,564 sqft

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	204,732 sqft (4.7 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	106735
Street Address	356 BAY LN
City	CENTERVILLE
State	MA
Zip	02632-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD
Legal Lot Number	18
Jurisdiction	BARNSTABLE MA
Township / Civil Division	BARNSTABLE TOWN
Census Block Group	1
Census Block	1034
Census Tract	12700

Owner

Source: Barnstable County and Barnstable Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Trust Names on Record
Mailing Address	356 BAY LN, CENTERVILLE, MA 02632-3308
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2019	Quit Claim Deed, Transfer NOT AVAILABLE
Sep 11, 2017	Quit Claim Deed, Transfer GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2019 · Amount on Record
Deed Sale	Oct 1, 2019 · Amount on Record
Prior Sale	Sep 11, 2017 · Amount on Record
Deed Document Number	20191380018
Last Transfer Date	May 17, 2022
Transfer Doc	0001459772
Record Updated	Oct 29, 2026

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Oct 1, 2019
Property Address	356 BAY LN, CENTERVILLE, MA 02632-3308
Document Number	0000000018
Instrument Date	Sep 26, 2019
Instrument	18
Transaction Type	Transfer
Record Updated	Oct 17, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$6,840.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	356 BAY LN CENTERVILLE MA 026323308, CENTERVILLE, MA 02632-3308

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BARNSTABLE MA
Recording Date	Sep 11, 2017
Property Address	356 BAY LN, CENTERVILLE, MA 02632-3308
Document Number	0001329513
Instrument Date	Aug 16, 2017
Instrument	1329513
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,267.50
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	356 BAY LN CENTERVILLE MA 026323308, CENTERVILLE, MA 02632-3308

Mortgage

Document Number	1329515
Date	Sep 11, 2017
Instrument	1329515

Lender

Name	GUARANTEED RATE

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 10, 2047

Interest

Rate	2.88%

Tax Assessment & Valuation

Source: Barnstable County and Barnstable Town City assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Barnstable County
Municipality	Barnstable Town City
Unified School District	Barnstable School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,465.00 (+13.14%)	$1,788,000 (+9.22%) Land $584,700 Building $1,203,300	$1,560,755
2024	$12,785.00 (+18.05%)	$1,637,000 (+26.06%) Land $584,700 Building $1,052,300
2023	$10,830.00	$1,298,600 Land $415,800 Building $882,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 25 policies
Nearby Flood Policies	25 in force
Nearby Flood Claims	9 (1978–2023)
Most Recent Claim	Mar 2023 · rainfall accumulation
Claims by Event	Hurricane Bob, Aug 1991 · 3 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTERVILLE OSTERVILLE MARSTONS MILLS WD serves 50,000 people · EPA ID MA4020002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	31 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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