Sussex County property record for 356 Bay Ct, Milton, DE 19968
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,152 sqft · built 1989 |
| Lot Size | 0.135 acres (5,889 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $243 (2026) |
| Deeds & Mortgages | Feb 2017 Reverse Mortgage Feb 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 235-14.00-278.00 |
| Primary APN | 235-14.00-278.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Elevator | Elevator |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Lot Area | 5,889 sqft (0.135 acres) |
| Lot Dimensions | 155 ft deep x 38 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 356 BAY CT |
|---|---|
| City | MILTON |
| State | DE |
| Zip | 19968-1500 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | TN |
| Legal Description | SHIPBUILDERS VILLAGE LOT 112 |
| Legal Subdivision | MILTON |
| Legal Lot Number | 112 |
| Jurisdiction | SUSSEX DE |
| Township / Civil Division | MILTON |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 50801 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Fort Miles Historic District listed 2004 · 61 contributing resources · NRIS 04001076 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
356 Bay Ct is owned and occupied by two individuals who acquired it in April 1998.
Source: Sussex County records, as of September 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 356 BAY CT, MILTON, DE 19968-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2017 | Deed of Trust, Mortgage · Reverse Mortgage M AND T BANK |
| Feb 2, 2017 | Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 27, 1998 |
| Deed Sale | Apr 27, 1998 |
| Deed Book / Page | 2282 / 343 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 356 BAY CT, MILTON, DE 19968-1500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0160670001 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 16067/001 |
| Instrument | 7194 |
| Name | M AND T BANK |
|---|---|
| Type | Bank |
| Address | BUFFALO, NY 14228 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 913 Months |
| Due | Mar 12, 2093 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SUSSEX DE |
| Property Address | 356 BAY CT, MILTON, DE 19968-1500 |
| Document Number | 0160670026 |
| Instrument Date | Feb 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Mar 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 356 BAY CT MILTON DE 199681500, MILTON, DE 19968-1500 |
| Document Number | 0160670026 |
|---|---|
| Date | Feb 22, 2017 |
| Book Page | 016067/000026 |
| Instrument | 7195 |
| Name | HUD-HOUSING/URBAN DEV |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Feb 21, 2093 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 356 Bay Ct was $243, down 0.4% from the year before.
Source: Sussex County assessment roll, as of September 18, 2026
| Type | Name |
|---|---|
| State | Delaware |
| County | Sussex County |
| Municipality | Milton Town |
| Unified School District | Cape Henlopen School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $243.00 (-0.41%) | $14,750 (-) Land $2,800 Building $11,950 | $192,500 (-) Land $62,100 Building $130,400 |
| 2025 | $244.00 | $14,750 Land $2,800 Building $11,950 | $192,500 Land $62,100 Building $130,400 |
| 2023 | $420.00 | $14,750 Land $2,800 Building $11,950 | $28,900 Land $5,600 Building $23,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 356 Bay Ct in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective August 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 5 (1998–2001) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Dec 2001 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 356 Bay Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 95% of Delaware |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MILTON WATER DEPARTMENT serves 3,200 people · EPA ID DE0000629 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 7 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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