Hamilton County property record for 356 Applecreek Ct, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,908 sqft · built 1992 |
| Lot Size | 0.173 acres (7,579 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $158,200 (Aug 2019) |
| Tax Bill | $4,038 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Aug 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0071-0569-00 |
| Primary APN | 540-0071-0569-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,908 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 7,579 sqft (0.173 acres) |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 356 APPLECREEK CT |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5600 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | APPLECREEK DR .174 AC LOT 13 APPLE CREEK SUB |
| Legal Subdivision | APPLE CREEK SUB |
| Legal Lot Number | 13 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 21304 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 611 VALLEY TRAILS DR, HARRISON, OH 45030-4904 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage OPTION FINANCIAL LLC |
| Aug 16, 2019 | Warranty Deed, Transfer · Conventional with PMI CINCINNATUS S&L |
| Aug 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage CINCINNATUS S&L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 16, 2019 · Amount on Record |
| Deed Sale | Aug 16, 2019 · Amount on Record |
| Deed Document Number | 0000068683 |
| Deed Book / Page | 013982 / 001497 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 356 APPLECREEK CT, CINCINNATI, OH 45238-5600 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000051876 |
|---|---|
| Date | May 24, 2022 |
| Book Page | 14674/1520 |
| Instrument | 2022-0051876 |
| Name | OPTION FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45247 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 16, 2019 |
| Property Address | 356 APPLECREEK CT, CINCINNATI, OH 45238-5600 |
| Document Number | 0000068683 |
| Book / Page | 013982 / 001497 |
| Instrument Date | Aug 15, 2019 |
| Instrument | 68683 |
| Transaction Type | Transfer |
| Record Updated | Sep 24, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $632.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 356 APPLECREEK CT CINCINNATI OH 452385600, CINCINNATI, OH 45238-5600 |
| Document Number | 68684 |
|---|---|
| Date | Aug 16, 2019 |
| Book Page | 013982/001499 |
| Instrument | 68684 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 15, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 356 APPLECREEK CT, CINCINNATI, OH 45238-5600 |
| Document Number | 0000078356 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 8, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 356 APPLECREEK CT CINCINNATI OH 452385600, CINCINNATI, OH 45238-5600 |
| Document Number | 0000078356 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 014001/001956 |
| Instrument | 78356 |
| Name | CINCINNATUS S&L |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2049 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,038.00 (-0.22%) | $66,238 (-) Land $11,200 Building $55,038 | |
| 2024 | $4,047.00 (+1.5%) | $66,238 (-) Land $11,200 Building $55,038 | |
| 2023 | $3,987.00 (+6.52%) | $66,238 (+19.63%) Land $11,200 Building $55,038 | $189,250 (+19.63%) Land $32,000 Building $157,250 |
| 2022 | $3,743.00 | $55,370 Land $9,730 Building $45,640 | |
| 2020 | $158,200 Land $27,800 Building $130,400 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 90% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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