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356 Albany St, Ferndale, MI 48220 Property Records

Oakland County property record for 356 Albany St, Ferndale, MI 48220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,560 sqft · built 1923
Lot Size0.124 acres (5,401 sqft)
Owner2 Individual Names on Record
Last Sale$240,000 (Oct 2023)
Tax Bill$6,540 (2025)
Deeds & MortgagesJul 2019 Mortgage
Oct 2023 Sale
Flood ZoneZone X (minimal risk)
APN24-25-34-130-027

Property Details

APN / Parcel Number

Primary APN24-25-34-130-027

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,560 sqft Living Area
1st Floor Area1,050 sqft
Basement Area1,050 sqft
Unfinished Basement1,050 sqft

Exterior

Year BuiltBuilt 1923
Effective Year BuiltEffective 1923
Exterior MaterialOther
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,401 sqft (0.124 acres)
Lot Dimensions134 ft deep x 40 ft wide
Garage Area412 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area301 sqft
Deck Area160 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address356 ALBANY ST
CityFERNDALE
StateMI
Zip48220-3329
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT1N, R11E, SEC 34 GREENWOOD PARK LOT 119 & S 1/2 OF VAC ALLEY ADJ TO SAME
Legal Range11E
Legal Township01N
Legal Section34
Legal SubdivisionPARK
Legal Lot Number119
JurisdictionOAKLAND MI
Township / Civil DivisionFERNDALE
Census Block Group2
Census Block2003
Census Tract173400

Owner

Source: Oakland County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address356 ALBANY ST, FERNDALE, MI 48220-3329
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2019Deed of Trust, Mortgage · Conventional Mortgage
THE HUNTINGTON NATIONAL BANK
Oct 13, 2023Warranty Deed, Transfer
BELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 13, 2023 · Amount on Record
Deed SaleOct 13, 2023 · Amount on Record
Prior SaleMar 9, 1999
Deed Document Number2023112759
Deed Book / Page58941 / 108
Prior Transfer DateNov 1, 2007
Prior Transfer Doc0000247668
Record UpdatedOct 29, 2026

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address356 ALBANY ST, FERNDALE, MI 48220-3329
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121414
DateJul 30, 2019
Book Page53078/00854
Instrument121414
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2049

October 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateOct 13, 2023
Property Address356 ALBANY ST, FERNDALE, MI 48220-3329
Document Number0000112759
Book / Page58941 / 108
Map ReferenceLB 6 PG 34
Instrument DateJul 25, 2019
Instrument112759
Transaction TypeTransfer
Record UpdatedOct 25, 2023
Title CompanyBELL TITLE AGENCY/CHESTERFIELD, BELL TTL AGCY OF CHESTERFIEL

Transaction

AmountAmount Recorded
Tax$1,800.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address356 ALBANY ST, FERNDALE, MI 48220-3329

Transferred To (Grantee/Buyer)

NameVerified Name
Address356 ALBANY ST, FERNDALE, MI 48220-3329

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyOakland County
MunicipalityFerndale City
Unified School DistrictFerndale Public Schools (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,540.00 (-2.74%) Homeowner's exemption$154,590 (+10.48%)$309,180 (+10.48%)
2024$6,724.00 (+5.99%)
2023$139,930$279,860
2021$6,344.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemFERNDALE
serves 22,105 people · EPA ID MI0002280
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionMay 2021
Lead9 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead public education
Nov 2020
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 847 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
WOW Internet, Cable & Phone
Cable		1,200 / 50
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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