356 3rd St, Albany, NY 12206 Property Records

Albany County and Albany City property record for 356 3rd St, Albany, NY 12206

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,243 sqft · built 1930
Lot Size	0.073 acres (3,175 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Dec 2020)
Tax Bill	$2,121 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010100 65.56-2-3`

Property Details

APN / Parcel Number

Primary APN	`010100 65.56-2-3`
Alternative APNs	`010006505600020030000000` `06505600020030000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,243 sqft Total Area
1st Floor Area	732 sqft
Upper Floors Area	511 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,175 sqft (0.073 acres)
Lot Dimensions	127 ft deep x 25 ft wide
Garage Type	Detached
Garage Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	236 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	06505600020030000000
Street Address	356 3RD ST
City	ALBANY
State	NY
Zip	12206-2732
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2A
Legal Description	2 WOOD-COMP & 3CAR CON GAR 1106214
Legal Block	2
Legal Lot Number	3.000
Jurisdiction	ALBANY NY
Township / Civil Division	ALBANY
Census Block Group	2
Census Block	2005
Census Tract	700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Clinton Avenue Historic District listed 1988 · 555 contributing resources · NRIS 88001445

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

356 3rd St, a duplex, is owned and occupied by an individual who bought it in December 2020.

Source: Albany County and Albany City records, as of September 23, 2026

Owner of Record	Individual Name on File
Mailing Address	356 3RD ST, ALBANY, NY 12206-2732
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2020 · Amount on File
Deed Sale	Dec 1, 2020 · Amount on File
Deed Document Number	202028398
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBANY NY
Property Address	356 3RD ST, ALBANY, NY 12206-2732
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000028399
Date	Dec 1, 2020
Instrument	R2020-28399

Lender

Name	CCFCU FUNDING LLC
Type	Mortgage Company
Address	ALBANY, NY 12205

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 356 3rd St was $2,121.

Source: Albany County and Albany City assessment roll, as of March 17, 2026

Property Jurisdictions

Type	Name
State	New York
County	Albany County
Municipality	Albany City
Unified School District	Albany City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,121.00
2025		$69,000 Land $13,800 Building $55,200	$71,875 Land $14,375 Building $57,500
2023		$78,000 (-) Land $18,200 Building $59,800	$110,123 (+12.55%) Land $25,695 Building $84,428
2022		$78,000 Land $18,200 Building $59,800	$97,842 Land $22,830 Building $75,012
2021	$3,170.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 356 3rd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 6, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 356 3rd St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALBANY CITY serves 98,000 people · EPA ID NY0100189
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	13 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 814 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20