356 2nd Ave, Saint Thomas, ND 58276 Property Records

Pembina County property record for 356 2nd Ave, Saint Thomas, ND 58276

Property Summary

Property Type	Single Family Home
Lot Size	0.241 acres (10,496 sqft)
Owner	2 Individual Names on File
Tax Bill	$511 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-1900000`

Property Details

APN / Parcel Number

Primary APN	`34-1900000`

Exterior

Lot Area	10,496 sqft (0.241 acres)

Location & Zoning

Street Address	356 2ND AVE
City	SAINT THOMAS
State	ND
Zip	58276
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 13-15, BLK 38, O.T. CITY OF ST THOMAS
Legal Subdivision	CITY OF ST THOMAS
Legal Block	38
Legal Lot Number	13-15
Jurisdiction	PEMBINA ND
Township / Civil Division	ST. THOMAS
Census Block Group	1
Census Block	1346
Census Tract	950500

Owner

Source: Pembina County records · APN 34-1900000

Assessment roll updated April 10, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 338, SAINT THOMAS, ND 58276-0338
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PEMBINA ND
Property Address	356 2ND AVE, SAINT THOMAS, ND 58276
Transaction Type	Mortgage
Record Updated	Apr 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	255725
Date	Sep 11, 2019
Instrument	255725

Lender

Name	CHOICE FINANCIAL GROUP
Type	Lending Institution
Address	MUNICH, ND 58352

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Sep 06, 2024

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Pembina County records · Assessment roll updated April 10, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Dakota
County	Pembina County
Municipality	St. Thomas City
Unified School District	Grafton Public School District 18 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$511.00 (+37.37%)	$18,198 (+3.96%) Land $1,518 Building $16,680	$36,396 (+3.97%) Land $3,035 Building $33,361
2023	$372.00	$17,504 Land $1,460 Building $16,044	$35,007 Land $2,919 Building $32,088

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 24, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	69 (1978–2019)
Claims Outside the SFHA	6 of 69
Most Recent Claim	Apr 2019 · Flooding
Claims by Event	Severe Storms And Flooding, Apr 2009 · 6 claims Severe Flooding,severe Winter Storms, Snowmelt, Spring Rains, Apr 1997 · 33 claims Severe Storms,flooding, & Ice Jams, May 1996 · 4 claims

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 87% of North Dakota
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Polar Communication Mutual Aid Fiber	1,000 / 1,000

Based on FCC filings for 64 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF ST THOMAS serves 331 people
Water Source	Purchased groundwater from NORTHEAST RWD- NORTH VALLEY BRANCH
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.