3559 White Cliff Cir, Napa, CA 94558 Property Records

Napa County property record for 3559 White Cliff Cir, Napa, CA 94558

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,433 sqft · built 1973
Lot Size	0.21 acres (9,148 sqft)
Owner	Company Name on Record
Last Sale	$535,000 (Jun 2004)
Tax Bill	$9,490 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Jan 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`050-123-008-000`

Property Details

APN / Parcel Number

Primary APN	`050-123-008-000`
Alternative APNs	`050-123-008` `05012308`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,433 sqft Living Area
Gross Area	1,933 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Wood
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Old Parcel Number	050-123-008
Street Address	3559 WHITE CLIFF CIR
City	NAPA
State	CA
Zip	94558-5231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS7
Legal Description	LOT 28 THE KNOLLS SUB 10R/M12
Legal Subdivision	THE KNOLLS SUBD
Legal Lot Number	28
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	1
Census Block	1008
Census Tract	201101

Owner

Source: Napa County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jan 19, 2023	Intrafamily Transfer, Transfer
Oct 11, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage REDWOOD CU
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENEVA FINANCIAL LLC
Nov 28, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2004 · Amount on Record
Deed Sale	Jun 23, 2004 · Amount on Record
Prior Sale	Nov 6, 1998 · Amount on Record
Deed Document Number	200426379
Last Transfer Date	Jan 11, 2023
Transfer Doc	0000001396
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Transaction Type	Mortgage
Record Updated	Oct 30, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231

Mortgage

Document Number	0000014650
Date	Oct 21, 2025
Instrument	2025-0014650

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 15, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NAPA CA
Recording Date	Jan 19, 2023
Property Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Document Number	0000001396
Map Reference	MB 10 PG 11&12
Instrument Date	Jan 11, 2023
Instrument	2023-0001396
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Transaction Type	Mortgage
Record Updated	Oct 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231

Mortgage

Document Number	0000018826
Date	Oct 11, 2022
Instrument	2022-0018826

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	61 Months
Due	Nov 1, 2027

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Transaction Type	Mortgage
Record Updated	Jul 21, 2022
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231

Mortgage

Document Number	0000002252
Date	Jan 25, 2021
Instrument	2021-0002252

Lender

Name	GENEVA FINANCIAL LLC
Type	Mortgage Company
Address	CHANDLER, AZ 85248

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Feb 1, 2031

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	3559 WHITE CLIFF CIR, NAPA, CA 94558-5231
Document Number	0000023557
Instrument Date	Nov 28, 2018
Transaction Type	Mortgage
Record Updated	Dec 21, 2018
Title Company	WFG LENDER SERVICES, WFG LENDER SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 WHITE CLIFF CIR NAPA CA 945585231, NAPA, CA 94558-5231

Mortgage

Document Number	0000023557
Date	Dec 11, 2018
Instrument	23557

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Napa County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,490.00 (+2.14%) Homeowner's exemption	$775,854 (+2%) Land $348,044 Building $427,810	$775,854 (+2%) Land $348,044 Building $427,810
2025	$9,291.00 (+5.14%) Homeowner's exemption	$760,642 (+4.04%) Land $341,220 Building $419,422	$760,642 Land $341,220 Building $419,422
2023	$8,837.00 (+1.39%) Homeowner's exemption	$731,108 Land $327,971 Building $403,137
2022	$8,716.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1998)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL	100 / 20

May also be available: Valley Internet, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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