3559 NW 4th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 3559 NW 4th St, Okeechobee, FL 34972

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,008 sqft · built 1990
Lot Size	0.221 acres (9,627 sqft)
Owner	Individual Name on Record
Last Sale	$237,000 (Jun 2026)
Tax Bill	$2,457 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1-18-37-35-0020-00310-0180`

Property Details

APN / Parcel Number

Primary APN	`1-18-37-35-0020-00310-0180`
Alternative APN	`R11837350020003100180`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area
Gross Area	1,423 sqft
1st Floor Area	1,008 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2000
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,627 sqft (0.221 acres)
Porch	Screened/Unfinished Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3559 NW 4TH ST
City	OKEECHOBEE
State	FL
Zip	34972-7661
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EL MIRASOL (PLAT BOOK 2 PAGE 1) LOT 18 & EAST 1/2 OF LOT 17 BLOCK 31
Legal Range	35E
Legal Township	37S
Legal Section	18
Legal Subdivision	EL MIRASOL
Legal Block	31
Legal Lot Number	18,17
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2005
Census Tract	910202

Owner

Source: Okeechobee County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3559 NW 4TH ST, OKEECHOBEE, FL 34972-7661
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2026 · Amount on Record
Deed Sale	Jun 4, 2026 · Amount on Record
Prior Sale	Mar 23, 2005 · Amount on Record
Deed Document Number	20266256
Prior Transfer Date	Apr 23, 2024
Prior Transfer Doc	0000005517
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jun 4, 2026
Property Address	3559 NW 4TH ST, OKEECHOBEE, FL 34972-7661
Document Number	0000006256
Instrument Date	May 29, 2026
Instrument	20266256
Transaction Type	Transfer
Record Updated	Jul 14, 2026
Title Company	TITLE SERVICES, GULFSTREAM TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$167,559.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3559 NW 4TH ST, OKEECHOBEE, FL 34972-7661

Mortgage

Document Number	0000006257,
Date	Jun 4, 2026
Instrument	20266257

Lender

Name	NEW AMERICAN FUNDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.23%
Max Rate	-1%

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,457.00 (-16.82%)	$167,670 (+0.96%) Land $9,000 Building $158,670	$167,670 (+0.96%) Land $9,000 Building $158,670
2023	$2,954.00 (+226.05%)	$166,068 (+206.09%) Land $7,500 Building $158,568	$166,068 (+25.14%) Land $7,500 Building $158,568
2022	$906.00 Homeowner's exemption	$54,254	$132,701 Land $4,200 Building $128,501

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	28 in force
Nearby Flood Claims	4 (2004–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Aug 2012 · rainfall accumulation
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 77% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20