3559 Cunningham Rd, Orange Park, FL 32065 Property Records

Clay County property record for 3559 Cunningham Rd, Orange Park, FL 32065 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2023
Square Footage2,076 sqft Heated Area
Lot Size6,098 sqft (0.139 acres)
OccupancyOwner Occupied
Last Sale$415,200 (2023)
Tax Bill$5,509.00 (2025)

Property Details

APN / Parcel Number

Primary APN08-04-25-007873-004-13

Interior

Bedrooms4 Beds
Full Baths3 Baths
Building Area2,076 sqft Heated Area
Gross Area2,895 sqft Gross Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2023
Exterior MaterialAluminum/Vinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area6,098 sqft (0.139 acres)

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3559 CUNNINGHAM RD
CityORANGE PARK
StateFL
Zip32065-8228
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 13 SUGAR LEAF FARMS AS RECPB 67 PG 36-43, AS REC OR 4741 PG 1249
Legal Lot Number13
JurisdictionCLAY FL
Minor Civil DivisionMIDDLEBURG-CLAY HILL
Census Blockgroup3
Census Block3003
Census Tract30207

Owner

Source: Clay County records · APN 08-04-25-007873-004-13

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3559 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2025Deed of Trust, Mortgage · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP
Jul 26, 2023Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2023 · Amount on Record
Deed SaleJul 26, 2023 · Amount on Record
Deed Doc Number2023037232
Deed Book / Page4741 / 1249
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address3559 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228
Transaction TypeMortgage
Record UpdatedJan 15, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address3559 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228

Mortgage

Document Number0049992047
DateDec 29, 2025
Book Page4999/2047
Instrument2025060064
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
AddressCHARLOTTE, NC 28277
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2056

July 2023: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLAY FL
Recording DateJul 26, 2023
Property Address3559 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228
Document Number0047411249
Book / Page4741 / 1249
Map ReferenceMB 67 PG 36-43
Instrument DateJul 21, 2023
Instrument2023037232
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 09, 2024
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATL TTL OF FL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,906.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
Address3559 CUNNINGHAM RD, ORANGE PARK, FL 32065-8228

Mortgage

Document Number0047411254
DateJul 26, 2023
Instrument4741/1254
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2053

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,509.00 (+625.82%)$361,209 (+622.42%) Land $65,000 Building $296,209$361,209 (+622.42%) Land $65,000 Building $296,209
2023$759.00 (+399.34%)$50,000 (+4%) Land $50,000$50,000 (+4%) Land $50,000
2022$152.00$10,000 Land $10,000$10,000 Land $10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 943 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

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