3558 E Oakbrook Dr, Midland, MI 48642 Property Records

Midland County property record for 3558 E Oakbrook Dr, Midland, MI 48642

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,460 sqft · built 1996
Lot Size	0.91 acres (39,640 sqft)
Owner	Individual Name on File
Last Sale	$226,000 (Jul 2013)
Tax Bill	$3,366 (2022)
Deeds & Mortgages	May 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`090-490-000-020-00`

Property Details

APN / Parcel Number

Primary APN	`090-490-000-020-00`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,460 sqft Living Area
Basement Area	1,396 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Lot Area	39,640 sqft (0.91 acres)
Lot Dimensions	230 ft deep x 157 ft wide
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	09049000002000
Street Address	3558 E OAKBROOK DR
City	MIDLAND
State	MI
Zip	48642-9766
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIAL
Legal Description	T15N R2E LOT 2 OAKBROOK ESTATES.
Legal Subdivision	OAKBROOK ESTATES
Legal Lot Number	2
Jurisdiction	MIDLAND MI
Township / Civil Division	LARKIN
Census Block Group	1
Census Block	1046
Census Tract	291102

Owner

Source: Midland County records · APN 090-490-000-020-00

Assessment roll updated March 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	3558 E OAKBROOK DR, MIDLAND, MI 48642-9766
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 09, 2013 · Amount on Record
Deed Sale	Jul 09, 2013 · Amount on Record
Deed Document Number	0001568531
Deed Book / Page	1568 / 531
Record Updated	Jun 07, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIDLAND MI
Property Address	3558 E OAKBROOK DR, MIDLAND, MI 48642-9766
Transaction Type	Mortgage
Record Updated	Jun 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3558 E OAKBROOK DR, MIDLAND, MI 48642-9766

Mortgage

Document Number	1646/96
Date	May 25, 2021
Book Page	1646/96

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2051

Tax Assessment & Valuation

Source: Midland County records · Assessment roll updated March 1, 2023 · Last verified June 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Midland County
County Subdivision	Larkin Charter Township
Unified School District	Midland Public Schools (KG - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of February 3, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Spectrum, T-Mobile USA, Verizon.

Based on FCC filings for 17 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF MIDLAND serves 42,547 people
Water Source	Purchased surface water from SAGINAW-MIDLAND WATER SUPPLY
Last State Inspection	Mar 2023
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.