3557 Turquoise Dr, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3557 Turquoise Dr, Navarre, FL 32566

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,479 sqft · built 2018
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Apr 2023)
Tax Bill	$3,078 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`38-1S-27-5465-00F00-0260`

Property Details

APN / Parcel Number

Primary APN	`38-1S-27-5465-00F00-0260`
Alternative APN	`S27138546500F000260`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,479 sqft Living Area
Gross Area	3,172 sqft
1st Floor Area	1,221 sqft
Upper Floors Area	1,258 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	12,502 sqft (0.287 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	252 sqft
Shed	1 Shed
Shed Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3557 TURQUOISE DR
City	NAVARRE
State	FL
Zip	32566-9804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TREASURE ISLE ESTATES 1ST ADD LOT 26 BLK F AS DES IN OR 4381 PG 1208
Legal Range	27W
Legal Township	1S
Legal Section	38
Legal Subdivision	TREASURE ISLE ESTS
Legal Block	F
Legal Lot Number	26
Jurisdiction	SANTA ROSA FL
Township / Civil Division	HOLLEY-NAVARRE
Census Block Group	1
Census Block	1229
Census Tract	10802

Owner

Source: Santa Rosa County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 30, 2026	Warranty Deed, Transfer · VA Mortgage HOME MORTGAGE CORPORATION
Apr 3, 2023	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Dec 16, 2021	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Jun 23, 2020	Deed of Trust, Mortgage · VA Mortgage CLEARPATH LNDG
Jun 21, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage MORTGAGE ONE/SOUTH

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 3, 2023 · Amount on Record
Deed Sale	Apr 3, 2023 · Amount on Record
Prior Sale	Dec 16, 2021 · Amount on Record
Deed Document Number	202314047
Deed Book / Page	4381 / 1208
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 30, 2026
Property Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number	0000032863
Book / Page	4761 / 1630
Instrument Date	Jun 29, 2026
Instrument	202632863
Transaction Type	Transfer
Record Updated	Aug 4, 2026
Title Company	WAYPOINT TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$345,016.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804

Mortgage

Document Number	0000032864,
Date	Jun 30, 2026
Book Page	4761/1632
Instrument	202632864

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate	6.36%
Max Rate	-1%

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 3, 2023
Property Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number	0043811208
Book / Page	4381 / 1208
Map Reference	MB 12 PG 60
Instrument Date	Mar 31, 2023
Instrument	202314047
Transaction Type	Transfer
Record Updated	May 9, 2023
Title Company	MCNEESE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56 KATIE DR, PHENIX CITY, AL 36869-3445

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804

Mortgage

Document Number	0043811210
Date	Apr 3, 2023
Instrument	4381/1210

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	345 Months
Due	Jan 1, 2052

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Dec 16, 2021
Property Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number	0042211324
Book / Page	4221 / 1324
Map Reference	MB 12 PG 60
Instrument Date	Dec 10, 2021
Instrument	202183187
Transaction Type	Transfer
Record Updated	Feb 2, 2022
Title Company	RELIABLE LAND TITLE CORPORATION, RELIABLE LAND TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,835.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3557 TURQUOISE DR, 3557, NAVARRE, FL 32566-9804

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804

Mortgage

Document Number	0042211326
Date	Dec 16, 2021
Instrument	4221/1326

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number	0039781193
Instrument Date	Jun 23, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3557 TURQUOISE DR NAVARRE FL 325669804, NAVARRE, FL 32566-9804

Mortgage

Document Number	0039781193
Date	Jul 20, 2020
Book Page	003978/001193
Instrument	35832

Lender

Name	CLEARPATH LNDG
Address	IRVINE, CA 92618

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 19, 2050

June 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Jun 21, 2018
Property Address	3557 TURQUOISE DR, NAVARRE, FL 32566-9804
Document Number	0037400296
Book / Page	003740 / 000296
Instrument Date	Jun 18, 2018
Instrument	26084
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 2, 2019
Title Company	DHI TITLE/FL INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,976.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3557 TURQUOISE DR NAVARRE FL 325669804, NAVARRE, FL 32566-9804

Mortgage

Document Number	37400298
Date	Jun 21, 2018
Book Page	003740/000298
Instrument	26085

Lender

Name	MORTGAGE ONE/SOUTH
Type	Mortgage Company
Address	FORT WALTON BEACH, FL 32548

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 20, 2048

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,078.00 (+3.6%) Homeowner's exemption	$289,192 (+2.9%)	$401,460 (+3.83%) Land $56,000 Building $345,460
2024	$2,971.00 (-17.08%) Homeowner's exemption	$281,042 (-15.18%)	$386,654 (-0.02%) Land $50,000 Building $336,654
2023	$3,583.00 (+2.55%) Homeowner's exemption	$331,341 (+3%)	$386,742 (+4.57%) Land $40,000 Building $346,742
2022	$3,494.00 Homeowner's exemption	$321,690	$369,826 Land $35,000 Building $334,826

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 198 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	198 in force
Nearby Flood Claims	133 (1995–2024)
Claims Outside the SFHA	28 of 133
Most Recent Claim	Jun 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 31 claims Hurricane Frances, Sep 2004 · 68 claims Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOLLEY-NAVARRE WATER SYSTEM public/private · serves 47,793 people · EPA ID FL1570349
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	6 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

3557 Turquoise Dr, Navarre, FL 32566 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2026: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

June 2018: Grant Deed, Subdivision Related Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Turquoise Dr

Nearby Streets

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