3557 Silverlock Rd, Fremont, CA 94555 Property Records

Alameda County property record for 3557 Silverlock Rd, Fremont, CA 94555

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,321 sqft · built 1978
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Company Names on Record
Last Sale	$1,510,000 (Jul 2018)
Tax Bill	$21,320 (2025)
Deeds & Mortgages	May 2020 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`543-410-32`

Property Details

APN / Parcel Number

Primary APN	`543-410-32`
Alternative APN	`543-0410-032-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,321 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1993
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3557 SILVERLOCK RD
City	FREMONT
State	CA
Zip	94555-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 00007 BLK: TR: 3863
Legal Subdivision	M100 1
Legal Tract	3863
Legal Lot Number	7
Jurisdiction	ALAMEDA CA
Township / Civil Division	FREMONT
Census Block Group	2
Census Block	2008
Census Tract	441401

Owner

Source: Alameda County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4623 SPARROW DR, FOLSOM, CA 95630-6005
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
May 5, 2020	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA
Jul 17, 2018	Grant Deed, Transfer · ARM WELLS FARGO BANK NA
Nov 10, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE WEST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 2018 · Amount on Record
Deed Sale	Jul 17, 2018 · Amount on Record
Prior Sale	Aug 1, 1996 · Amount on Record
Deed Document Number	2018140253
Prior Transfer Date	Feb 9, 2003
Prior Transfer Doc	0000103091
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3557 SILVERLOCK RD, FREMONT, CA 94555-3128
Document Number	0000115848
Instrument Date	May 5, 2020
Transaction Type	Mortgage
Record Updated	Jul 3, 2020
Title Company	TITLE CONNECT AGENCY, TITLE CONNECT AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	3557 SILVERLOCK RD FREMONT CA 945553128, FREMONT, CA 94555-3128

Mortgage

Document Number	0000115848
Date	May 19, 2020
Instrument	115848

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 18, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALAMEDA CA
Recording Date	Jul 17, 2018
Property Address	3557 SILVERLOCK RD, FREMONT, CA 94555-3128
Document Number	0000140253
Map Reference	MB 100 PG 1-3
Instrument Date	Jul 10, 2018
Instrument	2018140253
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	3557 SILVERLOCK RD, FREMONT, CA 94555-3128

Mortgage

Document Number	0000140254
Date	Jul 17, 2018
Instrument	2018140254

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2028
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.5%
Index	1-Year LIBOR
Max Rate	8.5%

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALAMEDA CA
Property Address	3557 SILVERLOCK RD, FREMONT, CA 94555-3128
Document Number	0000260001
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3557 SILVERLOCK RD FREMONT CA 945553128, FREMONT, CA 94555-3128

Mortgage

Document Number	0000260001
Date	Nov 27, 2017
Instrument	260001

Lender

Name	BANK OF THE WEST
Type	Bank
Address	FREMONT, CA 94538

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 26, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of August 5, 2026

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Fremont City
Unified School District	Fremont Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,785,064 (+1.6%) Land $515,427 Building $1,276,637
2025	$21,320.00 (+8.04%) Homeowner's exemption	$1,756,926 (+4.04%) Land $505,321 Building $1,251,605
2023	$19,734.00 Homeowner's exemption	$1,688,713 Land $485,702 Building $1,203,011	$1,750,410

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALAMEDA COUNTY WATER DISTRICT serves 344,000 people · EPA ID CA0110001
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 798 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Tekify Fiber & Wireless Fixed Wireless	1,000 / 1,000
RobinsonHSS Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Etheric Networks, GeoLinks, Sail Internet.

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