Santa Rosa County property record for 3557 Godwin Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,531 sqft · built 2022 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $259,900 (Oct 2022) |
| Tax Bill | $1,870 (2024) |
| Deeds & Mortgages | Jun 2024 Line of Credit Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-5N-29-0000-00921-0000 |
| Primary APN | 31-5N-29-0000-00921-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,531 sqft Living Area |
| Gross Area | 1,986 sqft |
| 1st Floor Area | 1,531 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Wood Shingle |
| Lot Area | 67,518 sqft (1.55 acres) |
| Garage Type | Attached |
| Garage Area | 299 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 156 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3557 GODWIN RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2768 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **NEW PARCEL FOR 2022 TAXES** PARCEL 12: COMMENCE AT A FOUND AXLE, BEING THE N.W. CORNER OF SECTION 31, T-5-N, R-29-W, SANTA ROSA COUNTY, FLORIDA; THENCE S854042E ALONG THE NORTH LINE OF SAID SECTION 31 FOR 1327.50 FEET TO THE N.W. CORNER OF THE NE1/ |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 1 |
| Census Block | 1065 |
| Census Tract | 10200 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3557 GODWIN RD, JAY, FL 32565-2768 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 26, 2024 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Oct 17, 2022 | Warranty Deed, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 17, 2022 · Amount on Record |
| Deed Sale | Oct 17, 2022 · Amount on Record |
| Deed Document Number | 202259024 |
| Deed Book / Page | 4336 / 927 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3557 GODWIN RD, JAY, FL 32565-2768 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3557 GODWIN RD, JAY, FL 32565-2768 |
| Document Number | 0045151954 |
|---|---|
| Date | Jun 26, 2024 |
| Book Page | 4515/1954 |
| Instrument | 202428445 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 17, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Oct 17, 2022 |
| Property Address | 3557 GODWIN RD, JAY, FL 32565-2768 |
| Document Number | 0043360927 |
| Book / Page | 4336 / 927 |
| Instrument Date | Oct 17, 2022 |
| Instrument | 202259024 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2026 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,819.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5593 MADELINES WAY, PACE, FL 32571-6864 |
| Name | Verified Name |
|---|---|
| Address | 3557 GODWIN RD, JAY, FL 32565-2768 |
| Document Number | 0004336930 |
|---|---|
| Date | Oct 17, 2022 |
| Instrument | 4336/930 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,626 (+2.9%) | $205,551 (+3.87%) Land $20,150 Building $185,401 | |
| 2024 | $1,870.00 (-20.15%) Homeowner's exemption Disabled Person's exemption | $197,887 (+2.49%) Land $15,500 Building $182,387 | $197,887 (+2.49%) Land $15,500 Building $182,387 |
| 2023 | $2,342.00 (+1,819.67%) | $193,081 (+1,976.14%) Land $13,950 Building $179,131 | $193,081 (+1,976.14%) Land $13,950 Building $179,131 |
| 2022 | $122.00 | $9,300 | $9,300 Land $9,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2025) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2025 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOORE CREEK MOUNT CARMEL UTILITIES serves 4,875 people · EPA ID FL1570479 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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