3557 Brook St, Lenoir, NC 28645 Property Records

Caldwell County property record for 3557 Brook St, Lenoir, NC 28645

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,048 sqft · built 1981
Lot Size	0.961 acres (41,850 sqft)
Owner	Individual Name on File
Last Sale	$17,000 (Jun 2010)
Tax Bill	$1,153 (2026)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`11 77 1 15`

Property Details

APN / Parcel Number

Primary APN	`11 77 1 15`
Alternative APN	`155312`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Building Area	1,048 sqft Heated Area
Gross Area	1,592 sqft
1st Floor Area	1,048 sqft
Basement Area	472 sqft
Finished Basement	472 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1990
Architectural Style	Split Level
Exterior Material	Wood Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	41,850 sqft (0.961 acres)
Lot Dimensions	155 ft deep x 270 ft wide
Porch	Slab
Porch Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	155312
Street Address	3557 BROOK ST
City	LENOIR
State	NC
Zip	28645-8463
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 1851 PG 1285 YR 2014 ST 151.00
Legal Subdivision	HONEY ACRES SUBDIVISION
Jurisdiction	CALDWELL NC
Township / Civil Division	NORTH CATAWBA
Census Block Group	2
Census Block	2005
Census Tract	30801

Owner

3557 Brook St is owned and occupied by an individual who bought it in June 2010.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	3557 BROOK ST, LENOIR, NC 28645-8463
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2010 · Amount on File
Deed Sale	Jun 3, 2010 · Amount on File
Deed Book / Page	1742 / 7
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	3557 BROOK ST, LENOIR, NC 28645-8463
Transaction Type	Mortgage
Record Updated	Oct 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020290171
Date	Jul 30, 2021
Book Page	2029/171
Instrument	10060711

Lender

Name	CERTAINTY HOME LOANS LLC
Type	Mortgage Company
Address	PLANO, TX 75024

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3557 Brook St was $1,153, down 19.9% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,153.00 (-19.87%)	$175,300 (-) Land $21,100 Building $154,200
2025	$1,439.00	$175,300 Land $21,100 Building $154,200	$175,300 Land $21,100 Building $154,200
2023		$102,100 (-) Land $21,100 Building $81,000	$102,100 (-) Land $21,100 Building $81,000
2022	$811.00	$102,100 Land $21,100 Building $81,000	$102,100 Land $21,100 Building $81,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3557 Brook St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3557 Brook St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CALDWELL COUNTY WATER--WEST serves 8,763 people · EPA ID NC0114045
Water Source	Purchased surface water from CITY OF LENOIR
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 56 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20