355614 E 840 Rd, Stroud, OK 74079 Property Records

Lincoln County property record for 355614 E 840 Rd, Stroud, OK 74079

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,190 sqft · built 1975
Lot Size	4.3 acres (187,308 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Feb 2022)
Tax Bill	$2,975 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Jun 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`0000-04-15N-06E-4-002-00`

Property Details

APN / Parcel Number

Primary APN	`0000-04-15N-06E-4-002-00`
Alternative APN	`9219`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,190 sqft Living Area
1st Floor Area	2,190 sqft
Attic	Attic
Attic Area	2,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1985
Architectural Style	Traditional
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	187,308 sqft (4.3 acres)

Exterior Amenities

Porch	Enclosed Porch
Porch Area	59 sqft
Deck Area	144 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Other
Heating System	Other

Location & Zoning

Account Number	9219
Street Address	355614 E 840 RD
City	STROUD
State	OK
Zip	74079-5859
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IP
Legal Description	5.17 AC 4-15-6 TR BEG SW/C W/2 SE/4 TH N-250' E-900' S-250' W-900' POB 15-6-4-400-002
Legal Range	06E
Legal Township	15N
Legal Section	04
Jurisdiction	LINCOLN OK
Township / Civil Division	NORTHEAST LINCOLN
Census Block Group	2
Census Block	2016
Census Tract	961100

Owner

Source: Lincoln County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	355614 E 840 RD, STROUD, OK 74079-5859
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2022	Deed of Trust, Mortgage · Conventional Mortgage FINANCIAL CONCEPTS MORTGAGE LLC
Jun 27, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANCFIRST
Feb 8, 2022	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Aug 14, 2020	Warranty Deed, Transfer · Commercial Mortgage BANCFIRST
Feb 15, 2018	Quit Claim Deed, Transfer · Line of Credit CENTRAL OKLAHOMA FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Aug 14, 2020 · Amount on Record
Deed Document Number	2022958
Deed Book / Page	2457 / 109
Prior Transfer Date	Jan 31, 2018
Prior Transfer Doc	002283/003
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355614 E 840 RD, STROUD, OK 74079-5859
Transaction Type	Mortgage
Record Updated	Sep 27, 2022
Title Company	AMERICAN EAGLE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002484/340
Date	Sep 9, 2022
Book Page	2484/340
Instrument	I-2022-006791

Lender

Name	FINANCIAL CONCEPTS MORTGAGE LLC
Type	Mortgage Company
Address	EDMOND, OK 73013

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Oct 1, 2042

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN OK
Property Address	355614 E 840 RD, STROUD, OK 74079-5859
Transaction Type	Mortgage
Record Updated	Aug 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002338/762
Date	Jun 27, 2019
Book Page	2338/762
Instrument	04276

Lender

Name	BANCFIRST
Type	Bank
Address	STROUD, OK 74079

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 15, 2034

Interest

Rate Type	Adjustable Rate

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Feb 8, 2022
Property Address	355614 E 840 RD, STROUD, OK 74079-5859
Document Number	002457/109
Book / Page	2457 / 109
Instrument Date	Jan 20, 2022
Instrument	I-2022-000958
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$202.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	355614 E 840 RD, STROUD, OK 74079-5859

Mortgage

Document Number	I2022000959
Date	Feb 8, 2022
Instrument	I-2022-000959

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 20, 2023

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN OK
Recording Date	Aug 14, 2020
Property Address	355614 E 840 RD, STROUD, OK 74079-5859
Document Number	002385/189
Book / Page	2385 / 189
Instrument Date	Aug 13, 2020
Instrument	4923
Transaction Type	Transfer
Record Updated	Aug 26, 2022
Title Company	AMERICAN EAGLE TITLE GROUP, AMERICAN EAGLE TTL GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$219.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	355614 E 840 RD, STROUD, OK 74079-5859

Mortgage

Document Number	0000004924
Date	Aug 14, 2020
Instrument	4924

Lender

Name	BANCFIRST
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 13, 2040

Interest

Rate Type	Adjustable Rate

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LINCOLN OK
Recording Date	Feb 15, 2018
Property Address	355614 E 840 RD, STROUD, OK 74079-5859
Document Number	002283/001
Book / Page	2283 / 001
Instrument Date	Jan 31, 2018
Instrument	00955
Transaction Type	Transfer
Record Updated	Aug 26, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	354969 E 820 RD, STROUD, OK 74079-3254

Mortgage

Document Number	002283/003
Date	Feb 15, 2018
Book Page	2283/003
Instrument	00956

Lender

Name	CENTRAL OKLAHOMA FCU
Type	Credit Union
Address	DAVENPORT, OK 74026

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Feb 13, 2033

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of March 5, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Lincoln County
Unified School District	Stroud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$35,315 (+4.34%) Land $2,956 Building $32,359	$321,046 (+0.63%) Land $26,873 Building $294,173
2025	$2,975.00 (-1.78%)	$33,847 (+10.25%) Land $3,536 Building $30,311	$319,036 (+103.27%) Land $33,327 Building $285,709
2024	$3,029.00 (+120.61%)	$30,700 (+89.49%) Land $2,928 Building $27,772
2022	$1,373.00	$16,201 Land $2,735 Building $13,466	$156,952 Land $26,617 Building $130,335

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 82% of Oklahoma
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Centranet Fiber	1,000 / 1,000

May also be available: Atlink Services.

Nearby Properties on E 840 Rd

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