3556 Sanctuary Dr, Saint Cloud, FL 34769 Property Records

Osceola County property record for 3556 Sanctuary Dr, Saint Cloud, FL 34769 · Last verified December 2025

Property Highlights

Property TypeResidential > Condominium / Townhouse > Townhouse
Bedrooms3 Beds
Bathrooms3 Baths
Year BuiltBuilt 2006
Square Footage1,696 sqft Heated Area
Lot Size1,612 sqft (0.037 acres)
OccupancyOwner Occupied
Last Sale$204,000 (2020)
Tax Bill$2,380.00 (2025)

Property Details

APN / Parcel Number

Primary APN138528
Alternative APN
  • 152630005800010770

Interior

Bedrooms3 Beds
Full Baths3 Baths
Partial Baths1 Partial Baths
Building Area1,696 sqft Heated Area
Gross Area1,934 sqft Gross Area
1st Floor920 sqft 1st Floor
Upper Floors776 sqft Upper Floors
Stories2 Stories
Primary FlooringTile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 2006
Exterior MaterialStucco Exterior
Construction TypeFrame Construction
Foundation TypeFooting Foundation
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area1,612 sqft (0.037 acres)
Depth X Width58 ft x 28 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeFinished Garage
Garage Area220 sqft Garage

Exterior Amenities

FenceFence
Patio Area108 sqft Patio
PorchOpen Porch
Porch Area18 sqft Porch

Utilities and HVAC

Cooling SystemA/C Package Cooling
Heating SystemHVAC Heating

Location & Zoning

Account Number138528
Street Address3556 SANCTUARY DR
CitySAINT CLOUD
StateFL
Zip34769-7122
Property UsageResidential Property Usage
TypeResidential > Condominium / Townhouse > Townhouse
Legal DescriptionSANCTUARY AT SOUTH TOWN PB 18 PG 119 LOT 77
Legal Range30E
Legal Township26S
Legal Section15
Legal SubdivisionSANCTUARY AT SOUTHTOWN TOWNHOMES
Legal Tract58
Legal Block1
Legal Lot Number77
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup3
Census Block3033
Census Tract43208

Owner

Source: Osceola County records · APN 138528

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 13, 2023Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Aug 12, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
ROCKET MORTGAGE LLC
Apr 06, 2020Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Apr 06, 2020Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
CROSSCOUNTRY MORTGAGE LLC
Jul 21, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
WATERSTONE MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 06, 2020 · Amount on Record
Deed SaleApr 06, 2020 · Amount on Record
Prior SaleJul 21, 2017 · Amount on Record
Deed Doc Number2020046840
Deed Book / Page5703 / 2039
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Transaction TypeMortgage
Record UpdatedOct 30, 2023
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number0064890903
DateOct 13, 2023
Book Page6489/903
Instrument2023135085
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term335 Months
DueSep 01, 2051

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Transaction TypeMortgage
Record UpdatedAug 27, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number0060212518
DateAug 12, 2021
Book Page6021/2518
Instrument2021125381
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0057040093
DateApr 06, 2020
Book Page5704/93
Instrument2020047121
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
AddressBRECKSVILLE, OH 44141
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateApr 06, 2020
Property Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number0057032039
Book / Page5703 / 2039
Map ReferenceMB 18 PG 119
Instrument DateApr 03, 2020
Instrument2020046840
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanySTEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,428.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address2903 TWIN OAKS DR, 2903, KISSIMMEE, FL 34744-5043

Transferred To (Grantee/Buyer)

NameVerified Name
Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number0057032040
DateApr 06, 2020
Instrument5703/2040
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeNon-Lending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

July 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSCEOLA FL
Recording DateJul 21, 2017
Property Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122
Document Number0051821410
Book / Page5182 / 1410
Map ReferenceMB16 PG119
Instrument DateJul 18, 2017
Instrument2017106042
Transaction TypeTransfer
Record UpdatedFeb 08, 2022
Title CompanyNORTH AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,225.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address6755 OLD MELBOURNE HWY, 6755, SAINT CLOUD, FL 34771-7962

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address3556 SANCTUARY DR, SAINT CLOUD, FL 34769-7122

Mortgage

Document Number0051821412
DateJul 21, 2017
Instrument5182/1412
Lender
NameWATERSTONE MORTGAGE CORP
TypeLending Institution
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueAug 01, 2047

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,380.00 (+6.77%) Homeowner's exemption$175,857 (+5.99%)$228,000 (+10.36%) Land $40,000 Building $188,000
2023$2,229.00 (+4.01%) Homeowner's exemption$165,924 (+3%)$206,600 (+12.34%) Land $14,900 Building $191,700
2022$2,143.00 Homeowner's exemption$161,092$183,900 Land $14,900 Building $169,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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