Craven County property record for 3555 River Rd, Vanceboro, NC 28586
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,060 sqft · built 1979 |
| Lot Size | 0.502 acres (21,873 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $82,000 (Jun 2005) |
| Tax Bill | $657 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 1-038-2-SCT1-02 |
| Primary APN | 1-038-2-SCT1-02 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,060 sqft Living Area |
| 1st Floor Area | 1,060 sqft |
| Interior Walls | Finished/Painted |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,873 sqft (0.502 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 61369 |
|---|---|
| Street Address | 3555 RIVER RD |
| City | VANCEBORO |
| State | NC |
| Zip | 28586-8519 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | #2 CHIPS SUB SEC 1 |
| Legal Subdivision | CHIPS SUB |
| Jurisdiction | CRAVEN NC |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1025 |
| Census Tract | 960201 |
3555 River Rd is owned and occupied by two individuals who bought it in June 2005.
Source: Craven County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3555 RIVER RD, VANCEBORO, NC 28586-8519 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 13, 2005 · Amount on File |
| Deed Sale | Jun 13, 2005 · Amount on File |
| Prior Sale | Feb 10, 2005 · Amount on File |
| Deed Book / Page | 2317 / 944 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CRAVEN NC |
| Property Address | 3555 RIVER RD, VANCEBORO, NC 28586-8519 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 03524/2147 |
|---|---|
| Date | Jan 23, 2018 |
| Book Page | 3524/2147 |
| Instrument | 10017732 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2033 |
The 2025 property tax bill for 3555 River Rd was $657.
Source: Craven County assessment roll, as of October 20, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Craven County |
| Unified School District | Craven County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $132,340 (+4.97%) Land $28,000 Building $104,340 | $132,340 (+4.97%) Land $28,000 Building $104,340 | |
| 2025 | $657.00 | $126,070 Land $28,000 Building $98,070 | $126,070 Land $28,000 Building $98,070 |
| 2023 | $645.00 (+17.06%) | $126,070 (+49.9%) Land $28,000 Building $98,070 | $126,070 Land $28,000 Building $98,070 |
| 2022 | $551.00 | $84,100 Land $25,000 Building $59,100 | |
| 2018 | $84,100 Land $25,000 Building $59,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3555 River Rd in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 63 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 63 in force |
| Nearby Flood Claims | 16 (2016–2021) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Mar 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3555 River Rd is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · above 58% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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