3555 Lancaster Rd, Richmond, KY 40475 Property Records

Madison County property record for 3555 Lancaster Rd, Richmond, KY 40475

Property Summary

Property Type	Farm - Irrigated or Dry
Lot Size	62.2 acres (2,712,481 sqft)
Owner	Individual Name on File
Last Sale	$173,800 (Nov 2020)
Tax Bill	$94 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0033-0016-0001`

Property Details

APN / Parcel Number

Primary APN	`0033-0016-0001`
Alternative APNs	`124382` `87314` `67329`

Exterior

Lot Area	2,712,481 sqft (62.2 acres)

Location & Zoning

Account Number	67329
Street Address	3555 LANCASTER RD
City	RICHMOND
State	KY
Zip	40475-9677
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > Farm - Irrigated or Dry
Legal Description	RAMSEY FARM AT HAPPY LANDING TRACT 1 (18
Legal Tract	1
Jurisdiction	MADISON KY
Township / Civil Division	KIRKSVILLE
Census Block Group	2
Census Block	2072
Census Tract	10801

Owner

Source: Madison County records · APN 0033-0016-0001

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	632 CHESTNUT ST, BEREA, KY 40403-1515
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2020 · Amount on Record
Deed Sale	Nov 30, 2020 · Amount on Record
Deed Document Number	2014024878
Deed Book / Page	D00797 / 603
Record Updated	Jun 08, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON KY
Recording Date	Nov 30, 2020
Property Address	3555 LANCASTER RD, RICHMOND, KY 40475-9677
Document Number	D00797/603
Book / Page	D00797 / 603
Map Reference	MB 29 PG 173
Instrument Date	Nov 18, 2020
Instrument	2014024878
Transaction Type	Transfer
Record Updated	Jun 28, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$174.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	102 OLD FARM RD, RICHMOND, KY 40475-8545

Mortgage

Document Number	2014024879
Date	Nov 30, 2020
Instrument	2014024879

Lender

Name	1ST BANK INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 23, 2035

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$94.00 (-3.09%) Additional exemption filed	$10,000 (-)	$10,000 (-)
2023	$97.00	$10,000	$10,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (21151C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 211510108012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 70% of Kentucky
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 2 locations within half a mile · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026

Water System	KIRKSVILLE WATER ASSOCIATION private · serves 5,940 people
Water Source	Purchased surface water from RICHMOND UTILITIES
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.