3555 Isle Way, Oxnard, CA 93035 Property Records

Ventura County property record for 3555 Isle Way, Oxnard, CA 93035

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,306 sqft · built 1973
Lot Size	0.059 acres (2,550 sqft)
Owner	2 Individual Names on File
Last Sale	$415,000 (Dec 2018)
Tax Bill	$5,743 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Dec 2023 Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`187-0-102-265`

Property Details

APN / Parcel Number

Primary APN	`187-0-102-265`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,306 sqft Living Area
1st Floor Area	1,306 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Condo/Apartment
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	2,550 sqft (0.059 acres)
Lot Dimensions	75 ft deep x 34 ft wide
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3555 ISLE WAY
City	OXNARD
State	CA
Zip	93035-3123
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R1
Legal Description	TRACT: 171304 LOT: 30 REF: 062MR 022
Legal Subdivision	TRACT NO 1713 4
Legal Tract	171304
Legal Block	102
Legal Lot Number	30
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1013
Census Tract	3614

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 18, 2026	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 18, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 30, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 7, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 14, 2018	Grant Deed, Transfer · FHA Mortgage ON Q FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 14, 2018 · Amount on Record
Deed Sale	Dec 14, 2018 · Amount on Record
Prior Sale	Sep 26, 2003 · Amount on Record
Deed Document Number	2018140328
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Transaction Type	Mortgage
Record Updated	Apr 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 ISLE WAY, OXNARD, CA 93035-3123

Mortgage

Document Number	0000020015
Date	Mar 18, 2026
Instrument	2026000020015

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	274 Months
Due	Jan 1, 2049

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000081857
Date	Dec 18, 2023
Instrument	2023000081857

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Jan 1, 2049

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000125658
Date	Jun 30, 2021
Instrument	20210630-00125658

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Jan 1, 2049

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Transaction Type	Mortgage
Record Updated	Oct 23, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Investor	Possibly a Property Investor

Mortgage

Document Number	0000015341
Date	Mar 7, 2025
Instrument	2025000015341

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	CORAOPOLIS, PA 15108

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	286 Months
Due	Jan 1, 2049

December 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Dec 14, 2018
Property Address	3555 ISLE WAY, OXNARD, CA 93035-3123
Document Number	0000140328
Map Reference	MB62 PG22-25
Instrument Date	Nov 2, 2018
Instrument	20181214-00140328
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3555 ISLE WAY, OXNARD, CA 93035-3123

Mortgage

Document Number	0000140329
Date	Dec 14, 2018
Instrument	20181214-00140329

Lender

Name	ON Q FINANCIAL INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$472,196 (+2%) Land $307,214 Building $164,982
2025	$5,743.00 (+2.21%)	$462,938 (+4.04%) Land $301,190 Building $161,748
2024	$5,619.00 (+3.79%)
2023	$5,414.00 (+3.1%)	$444,962 Land $289,494 Building $155,468
2022	$5,251.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 818 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: California Internet, Frontier.

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