3555 Cameo Dr, Unit 64, Oceanside, CA 92056 Property Records

San Diego County property record for 3555 Cameo Dr, Unit 64, Oceanside, CA 92056

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,008 sqft · built 1992
Lot Size	3.28 acres (143,279 sqft)
Owner	Individual Name on File
Last Sale	$678,500 (Jan 2024)
Tax Bill	$8,056 (2025)
Deeds & Mortgages	Jan 2024 Sale Apr 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`165-113-26-40`

Property Details

APN / Parcel Number

Primary APN	`165-113-26-40`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Condo/Apartment
Lot Area	143,279 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	3555 CAMEO DR, 64
City	OCEANSIDE
State	CA
Zip	92056-6383
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	PD-2
Legal Description	LOT 1 US 64PER DOC90-527107&UND INT IN TR 012527
Legal Subdivision	DEL ORO HILLS
Legal Tract	012527
Legal Block	1
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1001
Census Tract	18517

Owner

3555 Cameo Dr, Unit 64 is owned and occupied by an individual who bought it in January 2024.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Individual Name on File
Mailing Address	3555 CAMEO DR, 64, OCEANSIDE, CA 92056-6383
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2024	Grant Deed, Transfer WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO
Apr 26, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Sep 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 8, 2019	Quit Claim Deed, Transfer · VA Mortgage CALIBER HM LOANS
Feb 1, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Oct 17, 2018	Grant Deed, Transfer · VA Mortgage GOLDEN EMPIRE MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2024 · Amount on File
Deed Sale	Jan 26, 2024 · Amount on File
Prior Sale	Aug 8, 2019
Deed Document Number	202421713
Prior Transfer Date	Jul 24, 2019
Prior Transfer Doc	0000333423
Record Updated	Oct 29, 2026

January 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 26, 2024
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Document Number	0000021713
Map Reference	MAP 12527
Instrument Date	Jan 4, 2024
Instrument	2024-0021713
Transaction Type	Transfer
Record Updated	Feb 5, 2024
Title Company	WFG TITLE COMPANY/CA-SAN DIEGO, WFG TITLE CO OF CA SAN DIEGO

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAMEO DR, OCEANSIDE, CA 92056-6366

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Transaction Type	Mortgage
Record Updated	May 5, 2021
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAMEO DR 64, 64, OCEANSIDE, CA 92056-6383

Mortgage

Document Number	0000318521
Date	Apr 26, 2021
Instrument	2021-0318521

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAMEO DR, OCEANSIDE, CA 92056-6366

Mortgage

Document Number	0000565183
Date	Sep 24, 2020
Instrument	2020-0565183

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	357 Months
Due	Jun 1, 2050

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 8, 2019
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Document Number	0000333423
Instrument Date	Jul 24, 2019
Instrument	333423
Transaction Type	Transfer
Record Updated	Aug 19, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3555 CAMEO DR #64UNIT64 OCEANSIDE CA 920566366, 64UNIT, OCEANSIDE, CA 92056-6366

Mortgage

Document Number	333424
Date	Aug 8, 2019
Instrument	333424

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 7, 2049

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Feb 1, 2019
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Document Number	0000038260
Instrument Date	Feb 1, 2019
Instrument	38260
Transaction Type	Transfer
Record Updated	Feb 8, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAMEO DR #64 OCEANSIDE CA 920566383, 64, OCEANSIDE, CA 92056-6383

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Oct 17, 2018
Property Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Document Number	0000432357
Map Reference	MAP 12527
Instrument Date	Sep 25, 2018
Instrument	2018-0432357
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3555 CAMEO DR UNIT 64, 64, OCEANSIDE, CA 92056-6383
Investor	Possibly a Property Investor

Mortgage

Document Number	0000432358
Date	Oct 17, 2018
Instrument	2018-0432358

Lender

Name	GOLDEN EMPIRE MORTGAGE INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 3555 Cameo Dr, Unit 64 was $8,056 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$620,000 (-10.41%) Land $470,000 Building $150,000
2025	$8,056.00 Homeowner's exemption	$692,069 Land $415,246 Building $276,823
2023	$3,027.00 (-1.56%)	$398,855 Land $239,315 Building $159,540
2022	$3,075.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3555 Cameo Dr, Unit 64 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2025)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3555 Cameo Dr, Unit 64 is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Western tribal government · serves 296 people · EPA ID 090605008
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 522 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: FiberFirst, GeoLinks, Verizon.

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